|
Think about how much your home contents is insured for and then imagine how much more it may need to be for your business premises... Computer equipment is likely to make up the biggest cost in an office, for shops it could be your stock.
The contents of your business
Whether it is a shop, an office, a pub or hotel, it's likely that your business contents will run into tens of thousands, if not more. If your business was to suffer loss through a fire or flood, or if you were to be the victim of a major burglary, the cost could be significant. If you don't have the right level of business insurance then you would have to foot the bill of replacing your contents. This could mean that you have to temporarily close your business - or in the worst-case scenario it could put you out of business permanently.
Thankfully, it's possible to insure your business contents through Direct Line for Business, so that you are covered in the event of a loss. Not only do we have a range of insurance policies that cover different types of business, but contents cover comes as standard.
Your contents will generally be insured in the event of fire, lightning, explosion or earthquake, flood, storm, riot, civil commotion, malicious damage, theft, robbery and a number of other qualifying conditions. What's more, personal possessions belonging to employees and to customers are also covered under our policies. Our Guest House Insurance even includes cover for Guests' Personal effects (subject to certain conditions). We can also extend the cover, under our Hotel and Pub insurance policies, to include the household contents of you or an employee who live on the premises.
Making sure that your business contents are covered so you have the reassurance that you will be able to pick up the pieces should you need to make a claim. To find out more details on the cover that is offered by Direct Line for Business and to get an online quote, visit the relevant section of this website.
Related information:
Buildings insurance - even if you're just renting your business premises, there may be a requirement to have insurance.
Landlord Insurance - for owners of residential property that's rented to tenants.
Business from home insurance - your home insurance policy will not usually cover you for contents related to your business. You can take out a separate policy with Direct Line for Business that will also provide a range of other types of cover.
Related articles:
| 
