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If you're unsure of the type of insurance your business needs, or you want to understand what different policies cover, you can find answers in the articles below.
If you need to discuss your business insurance requirements in more detail, please call us.
More information about types of insurance from Direct Line for Business
Free legal advice - Direct Line for Business policyholders have access to free legal advice - read more. Van insurance - if you rely on use of a van to run your business successfully, you need to make sure you have the right level of van insurance - try Direct Line. Tradesman insurance - if you are out and about working in people's homes, offices or out in the open air, you may think you don't need insurance. You'd be wrong - here's what to bear in mind. Insurance for tools - if you are a tradesman, then it's likely that you rely on certain tools for your business. If you take out insurance with Direct Line for Business, they will be covered against being stolen, damaged or destroyed. Landlord's insurance - do you own a residential property that you rent out to tenants? You need to make sure the building and any contents you own are insured. Landlord's contents insurance - are you a landlord? Do you have your own contents in your commercial or residential property? If so, you need to make sure it's insured. Shop insurance - there are many things that can go wrong if you run a shop, but at least you can give yourself peace of mind by taking out the right insurance with Direct Line. Office insurance - accidents, damage or theft may be just as likely in a small office, as a larger one. Make sure you have insurance to cover for these hazards. Pub & restaurant insurance - running a pub or restaurant is often seen as a vocation, with the long hours and high levels of stress! But you can keep at least some of that stress to a minimum by taking out proper insurance for your business. Equipment breakdown cover - you don't need to run heavy machinery for this type of insurance to be relevant to your business. Kitchen appliances, shop alarm systems, boilers, computer hardware - all can be covered on our policies. Business interruption insurance - when you're running a business, the last thing you need is to have to stop trading for a while and lose income. That's why you should insure yourself against business interruption. Personal accident insurance - if someone in your employment is seriously injured or killed at work, personal accident insurance will cover the financial compensation you could be required to pay. Insurance for loss of money - if you are handling cash as part of your business then the last thing you want is for money to go missing. Thankfully you can insure yourself against this. Insurance for loss of license - if your business needs a liquor license to operate, the last thing you need is for it to be lost. Thankfully you can insure yourself against this with Direct Line for Business. Buildings insurance - if you own the building that forms part or all of your business, you'd better make sure it is insured, or your business as a whole could be at risk. Contents insurance - most businesses will have some form of contents that need covering - most of our business insurance policies have contents cover as standard. Loss of rent - if you own residential or commercial property and rely on rental income for your livelihood, then it makes sense to insure yourself against any problems. Emergency help - when you run your own business and you need emergency help, it's all part of the service from Direct Line.
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