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One of the realities of running a B&B, small hotel or guesthouse is that you will be dealing with the public - and it's important to keep them happy. At the same time it's important that you keep your business running and that means having adequate Guest House Insurance in place so that you are covered if anything goes wrong.
Think of the things that can happen that could stop you doing business or renting out certain rooms in your hotel. Storm damage, flooding, water leaks and fire might be among them. With Direct Line for Business Guest House Insurance damage to your hotel contents can be covered so whether the damage is minor or major, you know that you will be able to get back to normal as soon as possible.
Your contents can also be covered in the case of accidental damage or if you have the misfortune to be the victim of theft or a robbery.
Imagine, the last thing you would want in the height of summer is for a fire to wreck your business. Not only would your contents be gone, but you could suffer catastrophic loss of income. Thankfully, this can be covered with a Direct Line for Business Guest House Insurance policy as well.
Now imagine that one of your guests was to have an accident while in your hotel - it could be an elderly person who slips or trips on the stairs. This type of innocuous accident could result in legal action being taken against you. Similarly, if an employee was hurt in the course of their job, they may not be able to continue working and may make a claim against you. With the public liability and employers' liability cover that's included in our Guest House Insurance policy, you can be covered for these eventualities.
You also have the option to take out insurance cover for the structure of the hotel itself if it is your responsibility and you can take out additional cover if you are running a licensed bar and your license is lost for certain reasons.
To find out more about Direct Line for Business Guest House Insurance, including exactly what is and isn't covered you can read more on this website and get a Guest House Insurance quote in minutes.
Related information:
What you need to know about tax - find answers to completing your self-assessment tax return - you'll need to do this if you're self-employed or working in a partnership or limited company.
Keeping accounts - make sure you're keeping accurate accounts for your business.
Dealing with staff - good staff are key to the success of your business and keeping your customers happy.
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