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 Commercial landlord insurance for commercial property landlords and owners, from Direct Line for Business

Commercial Landlord Insurance

Our Commercial Landlord Insurance is for landlords who...

Get a Commercial Landlord Insurance quote (opens in a new window)
  • Rent out property for commercial use, or are landlords with a mixed portfolio of commercial and residential buildings
  • Are responsible for insuring the building or freehold
  • Have minimum tenancy agreements of 6 months or more
  • Have no more than five properties to insure - if you do have more than five please call us to see if we can help

More details on our Commercial Landlord Insurance can be found further down this page.

Cut your cost, not your cover - Guaranteed

  • If you find a cheaper commercial landlord insurance quote for the same cover, we'll beat it - Guaranteed (terms and conditions)
  • Plus, you also get 0% interest on your monthly payments (Subject to status. For the first year only. 18s and over.)
  • You can call our UK based business team on 0845 303 1764

Key features of our Commercial Landlord Insurance

Our standard Commercial Landlord Insurance policy includes:

  • A range of protection including buildings insurance cover and public and property owners liability up to £2m
  • Equipment breakdown (for example ventilation and air conditioning units)
  • Glass replacement
  • Accidental damage to your property

As well as increasing many of the above limits you can extend cover to include:

  • Landlords contents insurance, including those contained within communal areas
  • Loss of rent following an insured event
  • Employers' liability

Helping you buy the correct commercial landlord insurance with our quick & easy process

If you own and occupy your commercial property and wish to insure only the building or freehold - not the contents - please phone us on 0845 303 1764 to discuss your insurance needs. However, if you wish to insure the contents as well, please see our Shop Insurance / Retail Insurance or Office Insurance products.

In order to make your Commercial Landlord Insurance quote process more straight forward, please have the following to hand:

  • your properties' rebuild values
  • details of any loss, damage, injury or disability during the past 3 years in connection with the property you wish to insure

Please also read the Assumptions page to find out more about the important statements you need to comply with

Our quick and easy commercial property insurance quote process consists of 2 stages:

  • Stage 1 - Your property details: Basic questions about you/ your property
  • Stage 2 - Your quote: A basic quote with options to increase some cover levels or add additional covers to suit your individual needs

From here you can proceed to review your quote summary and buy your policy - either by paying monthly or annually - it's that easy!

For more information about our Commercial Landlord Insurance, please visit the Summary of cover page, or for full details read the policy booklet.

We understand you have unique commercial landlord insurance requirements

Managing a commercial property presents its own unique set of challenges and our Commercial Landlord Insurance is designed to reflect that. As a commercial landlord, you'll want to be sure you are getting the right cover for your various properties.

This policy has been specially devised for owners of commercial property, or those with a mixture of commercial and residential properties, and provides cover in the event of damage to your property which could prevent your tenants from running their business and you earning rent (for example storm, flood or fire).

That's why we ensure our standard Commercial Landlord Insurance policy includes the essentials (buildings and property owners liability insurance), with the option to increase cover limits or add on cover to suit your individual needs.

If your property holdings change, perhaps through a purchase, a sale, a refurbishment or the building usage changes (for example a new tenant with a different trade), let us know and we'll adapt the quote to your needs, saving you money wherever we can.

Getting a quote is quick and easy, just click 'Get a Commercial Landlord Insurance quote' and we'll guide you through the process.

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