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Home > Insurance products > Home Business Insurance
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Home Business Insurance
Running a business from home? -
Home Business Insurance
Never beaten on price – guaranteed -
Home Business Insurance
Get instant piece of mind
Home Business Insurance
Home business insurance. Make sure you and your customers are protected.
Do you keep stock at home, work off-site at clients’ properties or deal with the public in anyway during the course of your work?
Whether you provide a service, sell or make a product, work alone in your spare time or employ 6 people full-time – if you’re working out of your home or using it as a base for your business, your home insurance may not be enough to cover you, and you need specialist home business cover.
Direct Line for Business’s simple, off-the-shelf Business from Home insurance is designed specifically to provide peace of mind for any potential liability you could have to customers, cover you for loss of stock or equipment, and also loss of earnings if anything happened that meant you couldn’t work.
High level of standard cover…
With our home business insurance, you can also increase many of the standard limits.
| Public and products liability up to £2m |
Business contents and stock cover up to £75k |
| Loss of trade up to £50k |
Get a quote |
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Standard cover |
Optional extras - extend your cover |
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Public and products liability up to £2m |
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Business contents and stock cover for any amount up to £75,000 (e.g. office furniture and equipment) |
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If you can’t trade due to an insured event such as a fire or flood, cover for loss of income up to £50,000 over a 12 month period |
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Cover for theft of business money at home or in transit |
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Buildings cover up to £500,000 (can include home, workshop or outbuildings within your property boundaries) |
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Employers' liability cover up to £10m |
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Portable business equipment away from your premises (e.g. laptops and mobile phones). |
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Legal expenses |
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We won't be beaten on price - guaranteed.We guarantee to beat any quote for the same cover. Terms and conditions apply. You can also enjoy 0% interest on your monthly payments for the first year to keep your cash flowing. (Subject to status. 18s and over. 0% APR representative.) |
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Is this cover right for me?Our home business insurance specialists are on hand to make sure you have the right level of cover. Call 0845 303 1739 |
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We now give you, or anyone in your household, an extra 10% off additional products with Direct Line Together.
Terms and conditions
Not ready for cover?
Tell us your insurance renewal date and we'll get in contact nearer the time with details of our latest deals.
Policy documents
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Home business insurance policy (viewable PDF) |
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Home business insurance policy summary (viewable PDF) |
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