Key features of our policy

Our standard Hotel policy includes...

• Business contents cover for any amount to a maximum of £250,000
• Employers' Liability for damages, legal costs and expenses following injury to your employees up to £10,000,000
• Public and product liability for injury to the public or damage to their property, up to £2,000,000
• Loss of income following an insured incident up to £500,000 over a 24 month period
• A range of additional protection to keep your business running smoothly, including cover for fixed glass and sanitary ware, loss of money and personal accident assault cover

As well as increasing many of the above limits you can extend:

• Your buildings up to £2,000,000
• The contents of your home if you also live on the premises
• Compensation for loss of your drinks licence

Our Hotel policy is for businesses who...

• Are a B&B, guest house or hotel with up to 12 guest rooms
• Enjoy an annual income of up to £375,000
• May also have a bar or restaurant
• Don't provide spa, gym or health club facilities

Buying the correct insurance for your business

Running a hotel presents its own set of challenges and our insurance is designed to reflect that. That's why you're covered if one of your staff or guests injure themselves on your premises. We'll also protect you against loss of income if you have to close your hotel for a period of time following a claim. Storms, floods or fires can have a catastrophic effect, particularly during the high season, so it's reassuring to know you're covered against the worst that can happen.

Whether you're covering equipment, valuable belongings or any business money you may keep on your premises, it's essential that you buy the right amount of cover. That's why we ensure our insurance includes the standard cover for your type of business with the option to increase cover limits or add on cover to suit your individual business.

If you are changing the circumstances of your business, such as taking on more staff or reducing the amount of stock you hold, let us know as we will adapt the quote to your needs, which could even save you money.

Getting a quote is quick and easy. Just click 'Get a quote' and we'll guide you through the process. And we GUARANTEE to beat your Hotel Insurance renewal quote (please read the terms and conditions before buying).

In order to make your quote process more straight forward, please make sure you have your business contents value to hand. Take a look at the 'Assumptions' page to find out more.