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The Data Protection Act 1998 and Landlords
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As a landlord it is more than likely that you and your letting agent (if you are using one) will hold personal information about your tenants. The Data Protection Act 1998 has strict rules about the personal information that you and your letting agents can disclose.
Before disclosing any personal information you have about your tenants it's worth asking yourself the following questions.
- Who has requested the information?
- Why has the information been requested?
- Is the information personal?
- Is disclosure really necessary?
- Do you have a legal obligation to disclose the personal information?
- Have you informed your tenants that you might disclose personal information about them and the circumstances in which you would do so?
- If a third party is affected by a disclosure (such as a referee) have they been informed that the information they provided might be shared?
What you can do
As a landlord you can disclose information about your tenants in a number of situations. It is, however, good practice to inform your tenants from the outset of their tenancy of the likely circumstances in which you would disclose their personal information.
A landlord CAN:
- Give the names of new tenants to utility companies.
- Give the forwarding addresses of former tenants to utility companies when the former tenants have unpaid utility bills or when their accounts are in credit.
- Disclose tenants' personal information when there is a legal duty to do so.
- Ask a letting agent for the tenant's references.
- Disclose information to a tracing agent or debt collection company when a tenant has left without paying their rent.
- Inform tenants when another tenant has failed to pay their rent if that non-payment directly affects those tenants.
- Give a tenant's personal information in an emergency, such as contact details to a tradesman who needs to carry out urgent repairs.
What you can't do
A landlord CANNOT:
- Display a list of tenants who are in rental arrears.
- Disclose tenants' personal information generally.
For further information about your responsibilities under the Data Protection Act 1998 visit the Information Commissioner's Office at www.ico.gov.uk
Related articles:
Attracting and keeping tenants
Legal tips for landlords
Dealing with problem tenants
General landlord information (DIY, Inventories and more..)
Energy-saving tips for landlords and tenants
Financial tips for landlords
Buying a buy-to-let property (auctions, location etc)
Insurance for landlords
Using letting agents
Mortgage information for landlords
The information contained within this article is for general information purposes only, it does not constitute advice. Direct Line for Business endeavours to keep the information up to date and correct but does not make any representation or warranties of any kind about its completeness, accuracy, reliability or suitability. Any reliance you place on the information is strictly at your own risk. Direct Line for Business will not be liable for any direct or indirect loss or damage arising out of or in connection with the use of this information.
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