Shop Insurance

Cut your cost, not your cover - Guaranteed

• If you find a cheaper shop insurance quote for the same cover, we'll beat it - Guaranteed (terms and conditions)
• Plus, you also get 0% interest on your monthly payments (Subject to status. For the first year only. 18s and over. Typical 0% APR.)
• You can call our UK based business team on 0845 303 1762

• RETRIEVE A SAVED QUOTE
• GET A SHOP INSURANCE QUOTE

Key features of our Shop Insurance / Retail Insurance

Our standard Shop Insurance policy includes...

• Business contents (for example shop counters, shelving, cash registers) and stock cover for any amount to a maximum of £250,000, subject to limits on high risk stock (security conditions may apply)
• Public and product liability for injury to the public or damage to their property, up to £2m
• Employers' liability for damages, legal costs and expenses following injury to your employees up to £10m
• Loss of income caused by an insured incident, up to £500,000 over a 24 month period
• Up to £2,000 cover for goods including up to £750 for wines and spirits in transit in your vehicles
• Loss of money
• Accidental damage to your Shop contents

As well as increasing many of the above limits you can extend cover to include:

• Your buildings (with a rebuild value up to £2m)
• Loss of your drinks licence

• RETRIEVE A SAVED QUOTE
• GET A SHOP INSURANCE QUOTE

Buy the correct shop insurance or retail insurance for your business or shop with our quick & easy process

In order to make your shop insurance quote process more straight forward, please have the following to hand:

• your business contents, stock and equipment value
• your property's rebuild value (which is required if you want to insure the building)
• details of any loss, damage, injury or disability during the past 3 years in connection with the business you wish to insure

Please also read the Assumptions page to find out more about the important statements you need to comply with.

Our quick and easy quote process consists of 2 stages:

• Stage 1 - Your business details: Basic questions about you/ your business
• Stage 2 - Your quote: A basic quote with options to increase some cover levels or add additional covers to suit your individual needs

From here you can proceed to review your quote summary and buy your policy - either by paying monthly or annually - it's that easy!

For more information about our Shop Insurance, please visit the Summary of cover page, or for full details read the policy booklet.

• RETRIEVE A SAVED QUOTE
• GET A SHOP INSURANCE QUOTE

We understand you have unique insurance requirements

Running a shop presents its own unique set of challenges and our Shop Insurance / Retail Insurance is designed to reflect that. Whether you are covering your legal liabilities, stock or business contents, it's essential that you buy the right amount of cover.

That's why we ensure that our Shop Insurance includes the standard cover for your type of business with the option to increase cover limits or add on cover to suit your individual requirements.

If you are growing your business, such as buying more stock or taking on more staff, let us know and we'll adapt the quote to your needs, saving you money wherever we can.

Getting a quote is quick and easy, just click 'Get a Shop Insurance quote' and we'll guide you through the process.

• RETRIEVE A SAVED QUOTE
• GET A SHOP INSURANCE QUOTE