Key features of our policy

Our standard Shop policy includes...

• Business contents cover for any amount to a maximum of £250,000
• Public and product liability for injury to the public or damage to their property, up to £2,000,000
• Loss of income caused by an insured incident, up to £500,000 over a 24 month period
• Up to £2,000 cover for goods including up to £750 for wines and spirits in transit in your vehicles
• Loss of money

As well as increasing many of the above limits you can extend:

• Buildings up to £2,000,000
• Cover against the loss of your drinks licence
• Personal Accident cover

Our Shop policy is for businesses who...

• Principally sell stock or perform a service from the premises, such as hairdressers, florists, grocers and newsagents
• Are of all shapes and sizes, from retail park units to the traditional high street stores

The good deal that gets even better...

Running a shop presents its own unique set of challenges and our insurance is designed to reflect that. Whether you are covering your legal liabilities, stock or valuable equipment, it's essential that you buy the right amount of cover. That's why we ensure our insurance includes the standard cover for your type of business with the option to increase cover limits or add on cover to suit your individual business.

If you are growing your business, such as buying more stock or taking on more staff, let us know and we'll adapt the quote to your needs, saving you money wherever we can.

Getting a quote is quick and easy, just click Get a quote and we'll guide you through the process. And we GUARANTEE to beat your Commercial Property Insurance renewal quote (please read the terms and conditions before buying).

In order to make your quote process more straight forward, please make sure you have your business contents and equipment value to hand, and remember minimum security requirements always apply. Take a look at the 'Assumptions' page to find out more.