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Does your business offer advice or professional services?

Make sure you’re covered with Professional Indemnity Insurance from £7.92 a month.

(10% of customers paid this or less. Based on policies sold September 16 - February 17)

or call us on
0345 878 5555

Professional Indemnity for HR and Training Consultants

Get your advice covered

A key part of every HR or training consultant's role is to provide professional, reliable advice to their clients.

But if your client thinks that your advice is negligent and led to a financial loss or hurt their reputation, then they could claim for compensation.

Plus, many clients may ask you to provide proof of professional indemnity insurance before they agree to work with you, especially if you're working with local authorities or large companies.

Meets the requirements of the major HR and training consultancy professional bodies

Direct Line for Business Professional Indemnity Insurance meets the requirements of the major professional bodies for HR and training consultants, including the Recruitment and Employment Confederation and the Chartered Institute of Personnel and Development (CIPD).

Our policy covers

  • Claims made against you due to any civil liability
  • Compensation up to the chosen policy limit
  • Claims made against you caused by loss of or damage to documents
  • Defence costs, such as lawyers, experts and other court costs. These are payable in addition to the policy limit
  • Cost of criminal proceedings

How does the cover work?

If you're sued for a professional consultancy mishap which is covered by your policy, our Professional Indemnity Insurance will pay out for the defence costs you may need such as lawyers, experts and other court costs, which are payable in addition to the policy limit.

You'll also be covered if you need representation at any inquiry which is directly related to any claim or circumstance and for any compensation up to the policy limit that you choose.

When do you need it?
Breach of professional duty When you or your business has a duty of care to a client, but doesn’t live up to that standard, such as incorrect advice or making a mistake in your work
Unintentional breach of confidentiality If your business keeps confidential client information and accidentally releases it to a third party without the client's consent, or it's stolen, your business could be sued
The loss of or damage to documents Information kept on computers and on file could be,damaged, lost in the post, or even stolen due to negligence while in your care
Unintentional infringement of intellectual property rights Your business could be sued if it accidentally violates a copyright, patent, or trademark, including imitation or passing another's products/services off as your own
Libel or slander Writing or saying statements that damage someone's reputation could lead to your business being sued

How long will I be covered for?

Once you take out our Professional Indemnity Insurance, you're covered for work you've done from that moment on, so long as you keep renewing your policy. You can also get retro-active cover, so your business is insured from the date you first bought a professional indemnity policy. But you'll need to keep a record of any previous policies.

What's covered?

Take a look at our Professional Indemnity Insurance.

  • From £100,000 to £2m of Professional Indemnity cover as standard
  • Compensation up to the policy limit
  • Cover for your defence costs, such as lawyers and court costs. These are payable in addition to the policy limit
  • Data protection cover - This relates to the legal costs incurred to defend a criminal prosecution under the Data Protection Act
  • Access to your own specialist claims handler should the worst happen
  • No admin fee for changes made during the policy period
  • Access to our free 24/7 legal helpline

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