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Key features of our policy
Our standard Office & Surgery policy includes...
- Business contents cover for any amount to a maximum of £2,000,000
- Employers' liability for damages, legal costs and expenses following injury to your employees up to £10,000,000
- Public and product liability for injury to the public or damage to their property, up to £2,000,000
- Loss of income caused following an insured incident, up to £500,000 over a 24 month period
- A range of additional covers to help keep your business running smoothly, including cover for fixed glass and sanitary ware, loss of money and personal accident (assault), goods in transit, and works of art
As well as increasing many of the above limits you can extend:
- Buildings up to £3,000,000
- Tenant's improvements up to £500,000
- Computer equipment up to £100,000
- Additional legal expenses including contract disputes and debt recovery
- Portable equipment e.g. laptops, PDA's and mobile phones
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Our Office & Surgery policy is for businesses who...
- Include Estate Agents or Accountants, Solicitors, Doctors or Dentists
- Enjoy an annual income of up to £1,000,000
- Are not involved with manual labour, (for those who are, our tradesman policy may be the right cover for you)
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Buying the correct insurance for your business
Running an Office or Surgery presents its own unique set of challenges and our insurance is designed to reflect that. You may have concerns about the theft of computers or portable business equipment. In addition, you may need cover for accidental storm, flood or fire damage, which would prevent you from running your business.
Whatever type of business you are in, it's essential that you buy the right amount of cover. That's why we ensure our insurance includes the standard cover for your type of business with the option to increase cover limits or add on cover to suit your individual business.
If you are changing the circumstances of your business, such as buying more equipment or taking on more staff, let us know and we'll adapt the quote to your needs and save you money wherever we can.
Getting a quote is quick and easy, just click Get a quote and we'll guide you through the process. And we GUARANTEE to beat your Office & Surgery Insurance renewal quote (please read the terms and conditions before buying).
In order to make your quote process more straight forward, please make sure you have your business contents and equipment value to hand, and remember minimum security requirements always apply. Take a look at the 'Assumptions' page to find out more.
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10% discount on every additional van insured with us
Plus up to 10% online discount.
21s and over only.
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