Office Insurance / Surgery Insurance

Key features of our Office Insurance

Our standard Office Insurance policy includes...

• Business contents cover (for example office furniture and filing cabinets) for any amount to a maximum £2m
• Employers' liability for damages, legal costs and expenses following injury to your employees up to £10m
• Public and product liability for injury to the public or damage to their property, up to £5m
• Loss of income caused following an insured event, up to £500,000 over a 24 month period

As well as increasing many of the above limits you can extend your Office Insurance cover to include:

• Computer equipment up to £100,000
• Portable equipment, for example laptops, PDA's and mobile phones
• Your building (up to £3m rebuild value) and / or Tenant's improvements (up to £500,000)
• Additional legal expenses including contract disputes and debt recovery

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Key features of our Surgery / Clinic Insurance

Our standard Surgery / Clinic Insurance policy includes...

• Business contents cover for any amount to a maximum of £2m, including:
  • Consulting Room Furniture / Dentist Chairs / Veterinary Operating tables
  • Specialist diagnostic equipment solely used on the premises
  • Medical Bags and their contents up to £500 any one bag
  • Refrigerated Drugs and Vaccines up to £15,000
  • Other Drugs and Vaccines up to £1,000 any one loss
• Employers' liability for damages, legal costs and expenses following injury to your employees up to £10m
• Public and product liability for injury to the public or damage to their property, up to £5m
• Loss of income caused following an insured event, up to £500,000 over a 24 month period

As well as increasing many of the above limits you can extend your Surgery / Clinic Insurance cover to include:

• Computer equipment up to £100,000
• Portable equipment, for example laptops, PDA's and mobile phones
• Your building (up to £3m rebuild value) and / or Tenant's improvements (up to £500,000)
• Additional legal expenses including contract disputes and debt recovery

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• GET AN OFFICE / SURGERY INSURANCE QUOTE

Make sure you buy the correct office insurance for your business or surgery with our quick & easy process

In order to make your quote process more straight forward, please have the following to hand:

• your business contents and equipment value
• your property's rebuild value (which is required if you want to insure the building)
• details of any loss, damage, injury or disability during the past 3 years in connection with the business you wish to insure

Please also read the Assumptions page to find out more about the important statements you need to comply with.

Our quick and easy Office Insurance / Surgery Insurance quote process consists of 2 stages:

• Stage 1 - Your business details: Basic questions about you / your business
• Stage 2 - Your quote: A basic quote with options to increase some cover levels or add additional covers to suit your individual needs

From here you can proceed to review your Office Insurance / Surgery Insurance quote summary and buy your policy - either by paying monthly or annually - it's that easy!

For more information about our Office Insurance / Surgery Insurance, please visit the Summary of cover page, or for full details read the policy booklet.

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We understand you have unique insurance requirements

Running an office or surgery presents its own unique set of challenges, and our Office Insurance is designed to reflect that. You may have concerns about the theft of computers, vaccines and drugs or portable business equipment. In addition, you may need cover for storm, flood or fire damage, which would prevent you from running your business.

Whatever type of business you are in, it's essential that you buy the right amount of cover. That's why we ensure our Office Insurance / Surgery Insurance cover includes the standard cover for your type of business with the option to increase cover limits or add on cover to suit your individual business.

If you are changing the circumstances of your business, such as buying more equipment or taking on more staff, let us know and we'll adapt the quote to your needs and save you money wherever we can.

Getting a quote is quick and easy, just click 'Get an Office Insurance / Surgery Insurance quote' and we'll guide you through the process.

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• GET AN OFFICE / SURGERY INSURANCE QUOTE

Promotional code

If you have a valid Office Insurance promotional code, don't forget to enter it on the website or mention it to your consultant when you get a quote (terms and conditions).

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