Landlord Insurance

Our Landlord Insurance is for landlords, buy-to-let owners or management companies who...

Own or manage residential properties
Are responsible for insuring the building or freehold
Offer properties with tenancy agreements of six months or more
Do not let properties to housing associations, local authorities, students or asylum seekers
Have no more than five residential properties to insure - if you have more than five please call us to see if we can help

More details on our Landlord Insurance can be found further down this page.

Cut your cost, not your cover - Guaranteed

If you find a cheaper landlord insurance quote for the same cover, we'll beat it - Guaranteed (terms and conditions)
Plus, you also get 0% interest on your monthly payments (Subject to status. For the first year only. 18s and over.)
You can call our UK based business team on 0845 303 1763

Key features of our Landlord Insurance

Our standard Landlord Insurance includes:

A range of protection including buildings cover as well as public and property owners liability up to £2m
Equipment breakdown as standard (for example unforeseen breakdown of boilers)
Alternative accommodation costs following an insured event, for example a flood or fire (up to 20% of the rebuild value of your property)
Glass and locks replacement
Accidental damage to your property

As well as increasing many of the above limits you can extend cover to include:

Landlords contents insurance, including those contained within communal areas
Loss of rent following an insured event
Employers' liability

Helping you buy the correct landlord insurance with our quick & easy process

If you rent out property for commercial use or you are a landlord with a mixed portfolio of commercial and residential properties, please see our Commercial Landlord product.

In order to make your Landlord Insurance quote process more straight forward, please have the following to hand:

your properties' rebuild values
details of any loss, damage, injury or disability during the past 3 years in connection with the property you wish to insure

Please also read the Assumptions page to find out more about the important statements you need to comply with

Our quick and easy Landlord Insurance quote process consists of 2 stages:

Stage 1 - Your property details: Basic questions about you/ your property
Stage 2 - Your quote: A basic quote with options to increase some cover levels or add additional covers to suit your individual needs

From here you can proceed to review your quote summary and buy your policy - either by paying monthly or annually - it's that easy!

For more information about our Landlord Insurance, please visit the Summary of cover page, or for full details read the policy booklet.

We understand you have unique landlord insurance requirements

Letting a residential property presents its own unique set of challenges and our insurance is designed to reflect that. Whether you are covering the building or the belongings within, as a residential landlord or buy-to-let owner you'll be concerned with getting the right cover for your property or portfolio. That's why we ensure our standard policy includes the essentials (buildings and property owners liability insurance), with the option to increase cover limits or add on cover to suit your individual needs.

If your property holdings change, perhaps through the purchase or sale of a property, or a refurbishment, let us know and we'll adapt the quote to your needs, saving you money wherever we can.

Getting a quote is quick and easy, just click 'Get a Landlord Insurance quote' and we'll guide you through the process.