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 Public liability insurance for a wide range of tradesmen, from Direct Line for Business

Tradesman Insurance

Our Tradesman Insurance / Public Liability Insurance is for:

Get a Tradesman Insurance / Public Liability Insurance quote (opens in a new window)
  • Self employed tradesmen
  • Tradesmen with up to 10 manual employees
  • Those requiring simple public liability insurance cover with employers' liability as an option

More details on our Tradesman Insurance / Public Liability Insurance can be found further down this page.

You want tradesman insurance at the best price possible.
We guarantee to beat any quote for the same cover.
(terms and conditions)

  • You want to manage your cash flow. We offer you 0% interest on monthly payments (Subject to status. For the first year only. 18s and over. Typical 0% APR.)
  • You want the right tradesman insurance. We have a UK-based expert team who can help you on 0845 303 1761.

Key features of our Tradesman Insurance / Public Liability Insurance policy...

Our standard Tradesman Insurance / Public Liability Insurance policy includes...

As well as increasing the above limit, you can extend our Tradesman Insurance / Public Liability Insurance cover to include:

  • Employers' liability cover of up to £10m
  • Injury to working partners (if you are a business partnership)
  • Tools and equipment up to £5,000 per employee

Helping you buy the correct insurance for your business with our quick & easy process

If you are a professional who is usually based from home and requires cover for office contents and / or business interruption, stock, etc., please see our Home Business Insurance product which should be able to help you.

In order to make your quote process more straight forward, please have the following to hand:

  • the limit of liability you require for your public liability insurance
  • details of any loss, damage, injury or disability during the past 3 years in connection with the business you wish to insure

Please also read the Assumptions page to find out more about the important statements you need to comply with.

Our quick and easy quote process consists of 2 stages:

  • Stage 1 - Your business details: Basic questions about you/ your business
  • Stage 2 - Your quote: A basic quote with options to increase some cover levels or add additional covers to suit your individual needs

From here you can proceed to review your quote summary and buy your policy - either by paying monthly or annually - it's that easy!

And remember, right now you get 0% interest on monthly payments.

For more information about our Tradesman Insurance / Public Liability Insurance, please visit the Summary of cover page, or for full details read the policy booklet.

We understand you have unique insurance requirements

Running your own business has its unique set of challenges and our insurance is designed to reflect that. Our Tradesman Insurance / Public Liability Insurance covers you in the unlikely event that you cause damage to property, or injury to a customer or member of the public, in the course of your business activities. In addition if you have employees there is a legal responsibility for you to have employers' liability cover.

Whether you are only taking care of your public liability insurance needs or if you are covering your tools and your employees, it's essential that you buy the right amount of cover. That's why our policy includes £1m public liability cover as standard with the option to increase cover limits or add on cover to suit your individual requirements.

If there is a change in your business circumstances, such as adding to your trades or taking on more staff, let us know and we'll adapt the quote to your needs and save you money wherever we can.

Getting a quote is quick and easy, just click 'Get a Tradesman Insurance quote' and we'll guide you through the process.

Get 15% off your van insurance

Find out more about Direct Line for Business Van Insurance

Van insurance

Introductory discount, offer ends 30.09.10. Subject to minimum premium. Drivers must be over 21 (over 22 in NI) and have held a full UK/EU licence for at least 1 year.

Find out more about Direct Line for Business Van Insurance

Van insurance

Get 15% off your van insurance

Introductory discount, offer ends 30.09.10. Subject to minimum premium. Drivers must be over 21 (over 22 in NI) and have held a full UK/EU licence for at least 1 year.

Find out more about Direct Line for Business Van Insurance