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Professional indemnity for contractors

We guarantee to beat the price of any other insurer.

New customers only. Cover on equivalent basis to ours. Qualifying criteria apply. Terms and conditions apply.


Professional indemnity for consultants

As a consultant, your clients expect the advice you provide to be reliable. The stakes can be high, and if you get it wrong, so can be the cost of settling any legal claims of negligence.

But mistakes can happen even to the most diligent contractor, so taking out consultants insurance can be a wise business investment.

Professional indemnity insurance for consultants covers the legal costs and expenses that can rise from claims of negligence or poor advice from a client.

But professional indemnity insurance (also known as PI) isn’t only about covering your business in the event of a mishap. It can also be a way to help a business grow – a goal for consultants as much as any other small business.

Many clients will even ask you to provide proof of PI before they’ll agree to work with you, particularly if they’re a local authority or a larger company. So taking out the right policy could help to take your business to the next level.

Mitigating the risks for management consultants

Direct Line for Business’ Professional Indemnity Insurance for Consultants is a good fit for many management consultants, including members of the Institute of Consulting and the Management Consultancies Association.

Covering IT consultants against common claims

With some of the most likely IT claims covered, including system security breaches, installation failures and human error, our Professional Indemnity Insurance for Consultants is well suited to those working in computer programming, IT consultancy, software engineering and software consultancy sectors.

Cover for HR and training consultants

Our Professional Indemnity Insurance for Consultants also meets the requirements of the major professional bodies for HR and training consultants, including the Recruitment and Employment Confederation and the Chartered Institute of Personnel and Development (CIPD).

Other consultants we cover

In addition to management, IT and HR/training consultants, our Professional Indemnity policies are designed to cover consultants across a wide range of others as well, including:

  • Recruitment consultants
  • Marketing or PR consultants
  • Property consultants, including estate agents.

If your profession isn’t on this list, that doesn’t mean we can’t insure you. Call us on 0345 878 5555 to find out if we can cover you.

What's covered?

With Professional Indemnity Insurance from Direct Line for Business you get:

  • From £100,000 to £2m of professional indemnity cover as standard
  • Compensation up to the chosen policy limit
  • Cover for your defence costs, such as lawyers and court costs. These are payable in addition to the policy limit
  • Access to your own specialist claims handler should the worst happen
  • The choice between a monthly and annual policy
  • No admin fee for changes made during the policy period
  • Access to our free 24/7 legal helpline
  • Retro-active cover. Covers your business from the date you first bought a professional indemnity policy*

    * Please keep a record of your previous policies.

  • Click here to find out more about our Professional Indemnity Insurance.

Finding out more about PI

Visit this page to learn more about how our professional indemnity insurance works and how it can cover you and your consultancy business.

Who needs Professional Indemnity Insurance?

Any business that offers a professional service, gives advice or handles a client’s data or intellectual property may need professional indemnity insurance to cover the work that they do.

We provide cover for a range of professions, including:

Don't see your profession here? We may still be able to cover you. Give us a call on 0345 878 5555

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