Landlord contents insurance can cover repair costs or replacement of furniture that you provide in your rental property. Contents will be any free-standing item such as cookers, washing machines, tumble dryers, fridges, tables, beds and sofas. As part of our standard contents cover, damage to floor coverings, carpets, lino and laminate floors is also included.
Our insurance is designed specifically for landlords and buy-to-let owners, and so far more than 250,000 landlords have taken the direct line. We provide tailored Landlord Insurance, so if the building is already insured, you might just want to get contents cover for the furniture, white goods and homewares you've left inside your property for your tenants to use.
It also has public liability, so if you're sued for damage to someone else's property, you're covered. For example, if a burst pipe in your property causes a flood in your neighbour's place or if your tenants are injured in your property, you'll be insured for the legal costs. It also covers any compensation awarded.
Direct Line for Business policies give you the choice to extend your cover for an additional premium. Remember that home insurance isn’t designed for rental properties – you need specialist landlord insurance.
Our specialist claims handlers have helped thousands of landlords get the contents of rental properties repaired or replaced, so they can get on with their lives. If you make a claim, we’ll allocate a dedicated claims handler to look after your claim from start to finish, so your claim will get sorted with as little fuss as possible.
Our flexible cover allows you to add properties to an existing policy any time, giving you one simple renewal date.