Legal Expenses covers the legal costs and expenses you face when dealing with disputes related to renting out your property. We can pay up to £250,000 per claim.
Add Rent Guarantee to your landlord insurance and we'll
provide cover for any unpaid rent if you have to repossess
your property. If your tenants can't pay, we will.
Cover purchased as part of Legal Expenses add on. Qualifying criteria apply. Eviction notice must have been correctly served before you can claim. Restricted claims for existing tenants in the first 90 days when product first purchased. Residential landlords only.
Rent Guarantee insurance provides cover for landlords whose tenants are still living in their property but have stopped paying rent. Rent Guarantee is part of our Legal Expenses add-on. This is an optional cover that can be added to your Landlord Insurance for an additional premium.
If your rent has been overdue for at least one month, and you have to repossess your property, we will repay the unpaid rent, covering up to £250,000 per claim. This means you won't need to worry about keeping up with your monthly mortgage payments.
Even the most reliable tenants could fall victim to financial difficulties and might find themselves in a position where they can no longer pay their rent. If you're faced with the prospect of evicting your tenants, Rent Guarantee Insurance can help protect your income.
Plus, when you get your property back, you may find it needs repairs before it can be let out again. Through Rent Guarantee, we'll pay 50% of the rent you had previously received while the repairs are taking place. This will continue for up to three months or until the property is let, whichever happens first.