Get a quote
Retrieve a quote
or call us on
Lines open 8am-8pm Mon-Fri
9am-5pm Sat 10am-4pm Sun
Quotes valid for 30 days
Add our market-leading Rent Guarantee to your Landlord Insurance, and we'll provide cover for any unpaid rent. So if your tenants can't pay, we will.
Cover purchased as part of Legal Expenses add on.
Qualifying criteria apply.
Restricted claims for existing tenants in the first 90 days when product first purchased. Residential landlords only.
Even the most reliable tenants could fall victim to financial difficulties, and might find themselves in a position where they can no longer pay their rent. It's therefore important to put safeguards in place, so if you're faced with an unexpected change in circumstances, your income is protected.
If you choose to add Rent Guarantee to your Landlord Insurance, we'll repay any unpaid rent while your tenants are still in the property, covering up to £250,000 per claim. This means you won't need to worry about keeping up with your monthly mortgage payments.
As well as unpaid rent, we'll also cover the cost of repossessing the property.
Once you get your property back, you may find it needs repairs before it can be let out again. Through Rent Guarantee, we'll pay 50% of the rent you had previously received while the repairs are taking place. This will continue for up to three months or until the property is let, whichever happens first.
You cannot purchase Rent Guarantee as a stand alone policy. Rent Guarantee is part of our Legal Expenses cover - an optional feature that can be added to our Landlord Insurance for an extra layer of protection.
If you are a new customer, you will need to take out Legal Expenses cover at the point of obtaining our Landlord Insurance. You will then be able to add Rent Guarantee.
If you are already a Landlord Insurance customer, you can take out Legal Expenses cover at the point of renewal, and add Rent Guarantee then.