Multi-property landlord insurance

We know that managing a portfolio of properties can often be a full-time job - there are different contracts to sort out, tenants with different needs to support and maintenance issues across different buildings to deal with.

With so much to get done, the last thing you want to worry about is organising different insurance policies for each property you let. That's why we've created specialist multi-property landlord insurance that allows you to insure up to 15 properties - both residential and commercial - on one single policy, with one renewal date.

Whether you want to add more properties to your book, change the type of tenants you cater for or increase limits, you'll be able to do all this with no admin fees.

• Legal Expenses - covers the cost of defending your legal rights. Includes Repossession Cover, Nuisance and Eviction of Squatters Cover, and Tax Protection. This cover can only be added at new business or renewal.
• Rent Guarantee - as part of legal expenses, add the Rent Guarantee cover to each of your residential properties. We'll cover any unpaid rent and legal fees to repossess the property if your tenants can't pay. An eviction notice must be served correctly before making a claim. Cover must be bought as part of the Legal Expenses add-on at new business or renewal. Price will be charged per property/flat. Restricted claims for existing tenants in the first 90 days for each property/flat.
• Employers' Liability - this covers you if an employee makes a claim against you for a work-related injury.
• Landlord Emergency cover - if there's an insured emergency at your residential properties, we'll send out a contractor to deal with the problem. Cover can only be bought at new business or renewal. Price will be charged per property/flat. Where Landlord Emergency cover is insured on the policy, any claims made within the first seven days at properties added to the policy mid-term are not covered. Only insured emergencies are covered. Cover up to £1,500 (inc. VAT) per claim.
• Accidental damage for buildings and/or contents when you've insured them.
• Loss of rent - this covers lost income if your properties become uninhabitable following an insured event, such as a fire or a flood.
• Theft by tenant cover - can only be added at new business or renewal.
• Malicious Damage by Tenants - this cover can only be added at new business or renewal.
• Personal accident - pays up to a maximum benefit of £50,000 in respect of death or a weekly benefit of £250 if temporary disablement to insured persons between the ages of 16 -75 if they are unable to work because they've been injured in an accident, whether in a business or personal capacity.
• Terrorism cover - you can extend your policy to help cover your rental property against damage caused by acts of terrorism. We'll cover you up to the maximum sum insured on your policy for buildings, contents, and/or loss of rental income. Acts of terrorism are defined as damage caused by someone acting on behalf of, or in connection with, any organisation which uses force or violence to overthrow or influence the UK government. Terrorism cover is not available for properties that are located in the Channel Islands, Isle of Man or Northern Ireland.
  
  You can add Terrorism cover to your policy for an additional premium online or by calling us on 0345 301 5066. This cover can only be added at new business or renewal.