Van Insurance Groups Explained

Here's what customers say about our commercial van insurance.

It's worth getting to grips with these van insurance groups if you're buying a van because it's a major factor in how much you will pay for your insurance.

There are 50 different van insurance groups determined by a governing panel, which includes members of the Association of British Insurers (ABI). Groups 1 to 20 apply to vans registered before 2016, while groups 21 to 50 are for vans registered in 2016 or later. This change increased the number of groups to accommodate the growing variety of van models and variants.

Insurance groups 1 and 21 represent the lowest risk, depending on the registration year of the van. Therefore, the closer a van is to either group 1 or 21, the cheaper it will be to insure..

To determine the appropriate insurance group for a specific van make, model, and variant, several factors are considered, including engine size and the van's security features.

Insurance Groups

How policy decisions are made

The criteria used to determine insurance groups are open and straightforward and the governing panel make sure all insurers have solid foundations behind their policy decisions.

There are five main factors the panel consider when fitting a van into the right insurance group:

Parts - The lower the cost of parts the more likely the van will be entered in a lower cost group.
Cost of repairs - This factor is related to the costs of parts. Simply put, the cheaper the repairs the lower the group.
Performance - Vans capable of high speed may fall into a higher insurance group.
Engine size - Larger engines lead to more powerful vehicles, potentially placing the van into a higher insurance group.
Weight - Heavier vans may be more challenging to drive and could put them into a higher insurance group.

List of van insurance groups

Click on a brand link below to find out about insurance groupings by van manufacturer:

Citroen
Insurance groups for Citroen Vans: Berlingo, e-Berlingo, Dispatch, e-Dispatch, Relay and e-Relay…

Fiat
Insurance groups for Fiat Vans: Punto, Doblo, E-Doblo, Ducato, E-Ducato, Scudo, E-Scudo, Fiorino, Fullback, Talento…

Ford
Insurance groups for Ford Vans: Fiesta, Ranger, Transit and Transit Connect…

Iveco
Insurance groups for Iveco Daily…

Mercedes Benz
Insurance groups for Mercedes Benz Vans: X-Class, Citan, eCitan, Sprinter, eSprinter, Vito and eVito…

Nissan
Insurance groups for Nissan Vans: Navara, Townstar, Townstar EV, Primastar, e-NV200, NV200, NV250, NV300 and NV400…

Peugeot
Insurance groups for Peugeot Vans: Boxer, e-Boxer, Expert, e-Expert, Partner and e-Partner…

Renault
Insurance groups for Renault Vans: Kangoo, Kangoo ZE, Master, Master ZE and Trafic…

Vauxhall
Insurance groups for Vauxhall Vans: Corsavan, Combo Van, Combo Van E, Vivaro, Movano and Movano E…

Volkswagen
Insurance groups for Volkswagen Vans: Amorak, Crafter, Transporter, E-Transporter, ID Buzz Cargo, Caddy, Caddy C20 and Caddy Maxi C20…

What other factors does your van insurance take into account?

Knowing about these factors before you buy, can help you shop for the right van and get an idea of what your insurance policy may look like. If you use a commercial vehicle, your van insurance is one of your most important on-going expenses, so it makes sense to be informed.

Of course, there are other important factors that insurers also take into account like, the age and driving history of the drivers who use the vehicle, what the van is used for and where it will be parked.

The cost of your premium can also go up if the van has been modified in any way because with a modified van, repairs are likely to be more expensive.

Visit our van insurance FAQ section for more information on factors that can affect your insurance cost and to get a quote from us.