With Direct Line you'll get our standard benefits as well as cover for your electric van's battery and charging cables.
Comprehensive claims only.
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E-van insurance allows you to use your electric van or pick-up for your business, e.g. to carry your goods, tools, or equipment to different locations as part of your working day. You'll also have peace of mind knowing your electric van's battery and charging cable are covered.
Our e-van insurance offers two levels of cover, comprehensive and third-party fire and theft, details of both covers can be seen below.
A broad e-van insurance policy that covers you for a range of eventualities. Our comprehensive electric van insurance includes:
Charging cables and your home charger are covered for accidental damage, fire, and theft. You'll be covered should someone trip over the charging cable while charging your van at home or away from home.
Whether it's leased or owned it's covered against accidental damage, fire, and theft.
If your van can't be driven after an accident or loss covered by this insurance, we'll pay your hotel expenses for an overnight stay (up to £150 for the driver or £250 in total for all the people in your van).
If you're hit by an uninsured driver and it's not your fault, we'll cover your excess, and your No Claim Discount with us won't be affected. You'll need to give us the other driver's registration number, make and model.
If you make a claim for damage to your van that's a result of vandalism, i.e. damage caused by a malicious and deliberate act not by another vehicle, you won't lose your No Claim Discount with us. An excess applies. You'll need to give us a crime reference number.
If your van's being fixed by one of our approved repairers, we'll give you a small courtesy van to drive until yours is ready for the road. If you prefer to use your own repairer, or your van has been written off or stolen, you'll still get a small courtesy van for up to 21 days in a row. Excludes windscreen claims.
This covers you if someone makes a claim against you, and if your electric van is stolen or damaged by fire.
For an additional premium, you can also add the following to your comprehensive van insurance policy or your third party, fire and theft policy.
Your No Claim Discount won't be affected by one claim made during the current period of cover, or by two claims arising in the three preceding years of insurance.
If you have at least 4 years' No Claim Discount, you and all named drivers are at least 25, and all have no fault claims within the past three years, then you'll be eligible to buy No Claim Discount Protection. You'll no longer be eligible for this cover if claims exceed the above numbers. Your premium may still increase following a claim.
If you have an accident involving your electric van where you aren't to blame, this covers the costs of bringing a claim against the person responsible, where we agree there's a better than 50% chance of your claim succeeding.
Examples of losses we cover include:
The standard limit is £100,000.
We know your electric van is your livelihood, so we'll keep you moving if your van is damaged, written off, or stolen. Our Comprehensive electric van insurance includes the offer of a small courtesy van as standard but for an additional price, you can add "Similar size courtesy van" to your cover and we'll get you an electric van similar to yours, plus:
Comes as an optional extra only with Comprehensive. Keep in mind, this doesn't include windscreen claims.
We won't charge you admin fees if you want to make changes to your policy, but your premium may go up or down as a result of any changes you make.
If you don't tell us about any changes in your circumstances between the date you buy the policy and the policy start date, or after the policy start date, it could invalidate all or part of your policy, and we might turn down claims or not pay them in full.
We may set up your policy to renew automatically, saving you time and making sure you're always covered. You can change this at any time by calling us. We'll securely store your payment.
We'll send you a renewal invitation in good time before we take any payment. If at that time, you don't want us to automatically renew your policy, or you want to make changes to your policy before renewing, please call us.
Our cancellation and complaints procedures are detailed in the policy.
If you cancel your policy
We'll calculate your premium using the information you give us. If you give us incorrect or inaccurate information, it could invalidate all or part of your policy, and we might turn down claims or not pay them in full.
English law will apply unless you and we agree otherwise. However, if you are resident in Jersey, Guernsey, Alderney or the Isle of Man, the law of the island where you are resident will always apply to your policy and any dispute in relation to it will be within the jurisdiction of that island's relevant court.
We may ask for proof of your No Claim Discount (NCD). If we do, it must:
Are you thinking of purchasing an electric van as your new vehicle or just wanting to know more about your options?
Here are several ways that could help save you money on your premium and get the best e-van insurance.
When you get a quote, we'll send you a personalised policy document that shows the cover you've chosen.
These can also be found when you log into My Account.
Here are examples of our latest electric van insurance documents, showing the main covers we offer, plus exclusions.
While the driving range of electric vans varies depending on the make and model, some electric vans (e-vans) with a longer range can travel between 150 to 250 miles on a single charge. Although range anxiety can be a concern for some drivers, the growing network of charging stations across the UK means you can power up on the road.
Yes, electric vans can tow caravans and trailers. However, certain makes and models are more suitable for towing than others. If your day-to-day work involves towing heavy loads, it's worth researching towing capacity before you make an investment.
Electric vans can be cheaper to run than diesel or petrol vans because electricity can cost less per mile. Especially if charged at home using an energy company's EV tariff. Maintaining your vehicle can be cheaper too, and you don't have to pay road tax until April 2025.
The good news is that there's more choice than ever if you want to switch to an electric van. With added range and charging options, you can find one that meets your budget and business needs. The best way to decide is to do your research and weigh up the pros and cons of owning an electric van.
Electric vans only use electricity stored in their battery that needs to be plugged in and recharged. Hybrid vans use a combination of both an electric battery and petrol or diesel. You can choose a plug-in hybrid or a model that recharges itself using regenerative energy.
Our virtual assistant is ready to answer your questions.
Start a WhatsApp chat and get the help you need wherever you are. You can make many policy changes directly on WhatsApp.
