With Direct Line, you'll get our standard benefits as well as cover for your electric van's battery and charging cables. This means peace of mind knowing your vehicle and its essential components are fully protected on and off the road.
Comprehensive cover only. You'll need to give us the other driver's registration number, make, and model to make a claim. Non-fault claims only.
Comprehensive claims only.
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Electric van insurance (or 'e-van insurance') allows you to use your electric van or pickup for your business, whether you're transporting goods, tools, or equipment to different locations as part of your working day.
Along with comprehensive cover for your electric van, you'll also have peace of mind knowing that essential components like your van's battery and charging cable are protected, ensuring seamless operations on the go.
Our e-van insurance offers two levels of cover, comprehensive and third-party fire and theft. Details of both covers can be seen below.
A broad e-van insurance policy that covers you for a range of eventualities. Our comprehensive electric van insurance includes:
Charging cables and your home charger are covered for accidental damage, fire, and theft. You'll be covered should someone trip over the charging cable while charging your van at home or away from home.
Whether it's leased or owned it's covered against accidental damage, fire, and theft.
If your van can't be driven after an accident or loss covered by this insurance, we'll pay your hotel expenses for an overnight stay (up to £150 for the driver or £250 in total for all the people in your van).
If you're hit by an uninsured driver and it's not your fault, we'll cover your excess, and your No Claim Discount with us won't be affected. You'll need to give us the other driver's registration number, make and model.
If you make a claim for damage to your van that's a result of vandalism, i.e. damage caused by a malicious and deliberate act not by another vehicle, you won't lose your No Claim Discount with us. An excess applies. You'll need to give us a crime reference number.
If your van's being fixed by one of our approved repairers, we'll give you a small courtesy van, such as a Ford Transit Connect, to drive until yours is ready for the road. If you prefer to use your own repairer, or your van has been written off or stolen, you'll still get a small courtesy van for up to 21 days in a row. We'll also cover the travel costs if your van is stolen or you have an accident abroad - up to £15 a day for up to 21 days following your claim. Excludes windscreen claims.
This level of insurance provides cover if you injure other people or cause damage to their vehicles or property, as well as if your van is stolen or damaged by fire.
For an additional price, you could also add the following to your van insurance policy.
Your No Claim Discount won't be affected by one claim made during the current period of cover, or by two claims arising in the three preceding years of insurance.
If you have at least 4 years' No Claim Discount, you and all named drivers are at least 25, and all have no fault claims within the past three years, then you'll be eligible to buy No Claim Discount Protection. You'll no longer be eligible for this cover if claims exceed the above numbers. Your premium may still increase following a claim.
If you're involved in a road traffic collision in your van where you aren't to blame, this covers the costs of bringing a claim for your uninsured losses against the person responsible, where we agree there's a better than 50% chance of your claim succeeding.
Examples of losses we cover include:
The standard limit is £100,000.
We know your van's your livelihood, so we'll keep you moving if it's damaged, written off, or stolen. Our comprehensive van insurance includes the offer of a small courtesy van as standard. However, if you need a larger courtesy van similar to your van size - such as a medium or large van - you'll need to add 'similar size' courtesy van to your policy:
This is available as an optional extra only with comprehensive van insurance. Excludes windscreen claims.
We won't charge you admin fees if you want to make changes to your policy, but your premium may go up or down as a result of any changes you make.
If you don't tell us about any changes in your circumstances between the date you buy the policy and the policy start date, or after the policy start date, it could invalidate all or part of your policy, and we might turn down claims or not pay them in full.
If you choose to automatically renew, you can switch to manual renewal at any time online using our help page. You'll still get a renewal invite before the policy end date, but cover will stop if other arrangements aren't made.
Whether you choose the convenience of automatic renewal or choose manual renewal, your renewal price won't be any higher than one given to a new customer with like-for-like details.
Our cancellation and complaints procedures are detailed in the policy.
If you cancel your policy
We'll calculate your premium using the information you give us. If you give us incorrect or inaccurate information, it could invalidate all or part of your policy, and we might turn down claims or not pay them in full.
English law will apply unless you and we agree otherwise. However, if you are resident in Jersey, Guernsey, Alderney or the Isle of Man, the law of the island where you are resident will always apply to your policy and any dispute in relation to it will be within the jurisdiction of that island's relevant court.
We may ask for proof of your No Claim Discount (NCD). If we do, it must:
When you get a quote, we'll send you a personalised policy document that shows the cover you've chosen.
These can also be found when you log into My Account.
Here are examples of our latest electric van insurance documents, showing the main covers we offer, plus exclusions.
While the driving range of electric vans varies depending on the make and model, some electric vans (e-vans) with a longer range can travel between 150 to 250 miles on a single charge. Although range anxiety can be a concern for some drivers, the growing network of charging stations across the UK means you can power up on the road.
Yes, electric vans can tow caravans and trailers. However, certain makes and models are more suitable for towing than others. If your day-to-day work involves towing heavy loads, it's worth researching towing capacity before you make an investment.
Electric vans can be cheaper to run than diesel or petrol vans because electricity can cost less per mile. Especially if charged at home using an energy company's EV tariff.
The good news is that there's more choice than ever if you want to switch to an electric van. With added range and charging options, you can find one that meets your budget and business needs. The best way to decide is to do your research and weigh up the pros and cons of owning an electric van.
Electric vans only use electricity stored in their battery that needs to be plugged in and recharged. Hybrid vans use a combination of both an electric battery and petrol or diesel. You can choose a plug-in hybrid or a model that recharges itself using regenerative energy.
Electric van insurance is specifically designed for fully electric vehicles. Hybrid vans, which combine an internal combustion engine with an electric motor, are not covered under this policy. For hybrid vans, you would need to consider their standard van insurance options.
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