Protecting you and your business
Find out what insurance people who run businesses like yours normally choose.
Do you deal with members of the public?
If your work brings you into the contact with members of the public, then you should protect yourself against compensation claims they might make against you.
Public Liability Insurance
Covers you for claims made by members of the public for injury caused to them or damage to their property as a result of your negligence and for which you are legally liable.
Do you depend on your business for an income?
If something like a flood or fire prevented your home-based business from operating for a period of time, we can help replace the income you'd be losing.
Business Interruption Insurance
Covers loss of income from events beyond your control.
Do you have employees?
If you do, in most cases it's compulsory to have insurance to handle any claims they might make against you for illness or injury they suffer in the course of their work.
Employers' Liability Insurance
Covers you for injury or illness claims made against you by your employees.
Do you hold valuable stock and equipment?
Just like you protect the contents of your home against loss and theft, so should you protect the valuable assets of your business, like the equipment you use and the stock you hold when running your business from home.
Business Contents Insurance
Protects the things you use and sell against things like damage, loss and theft.