Keep your van covered with prices from £191 a year when you buy your policy with Direct Line.
10% of customers paid this or less for comprehensive policies between 16th February 2020 and 13th October 2020. Excludes add-ons.
Whether you use your van to transport tools or pursue your passion, we'll keep you on the road when things go wrong.
If your van's written off in an accident, we can:
find you an equivalent replacement
pay you the van's value in cash
find you an upgraded van (you'll only need to pay the difference) Comprehensive cover required. Subject to availability. Excludes theft claims. Minimum van purchase price of £3500. An exact match may not be available.
Our van insurance offers two levels of cover, comprehensive and third-party fire and theft, details of both covers can be seen below.
(cover is unlimited if the audio is fitted as part of your van's standard equipment, otherwise cover is up to £1,000).
if your van can't be driven after an accident or loss covered by this insurance, we'll pay your hotel expenses for an overnight stay (up to £150 for the driver or £250 in total for all the people in your van).
if your van has been stolen or written off, we'll replace it with a new one of the same make and model if it's less than a year old and you're the first and only registered owner.
if you're hit by an uninsured driver and it's not your fault, we'll cover your excess, and your No Claim Discount won't be affected. You'll need to give us the other driver's registration number, make and model.
if you make a claim for damage to your van that's a result of vandalism, ie damage caused by a malicious and deliberate act not by another vehicle, you won't lose your No Claim Discount. An excess applies. You'll need to give us a crime reference number.
(cover is unlimited if the audio is fitted as part of your van's standard equipment, otherwise cover is up to £1,000).
If you have at least 4 years' No Claim Discount, you and all named drivers are at least 25, and all have no fault claims within the past three years, then you'll be eligible to buy No Claim Discount Protection. You'll no longer be eligible for this cover if claims exceed the above numbers. Your premium may still increase following a claim.
Examples of losses we cover include:
The standard limit is £100,000.
Comes as an optional extra only with Comprehensive. Keep in mind, this doesn't include windscreen claims.
Direct Line insurance policies are underwritten by U K Insurance Limited, Registered office: The Wharf, Neville Street, Leeds LS1 4AZ. Registered in England and Wales No 1179980. U K Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, registration number 202810. The Financial Services Register can be accessed through www.fca.org.uk. Calls to: 0345 303 0607 and other numbers may be recorded.
You are in safe hands
