Van Insurance from £181
a year

10% of customers paid this or less. Excluding add ons. Based on policies sold March 2016 to August 2016

Van Insurance

Keeping you on the road

If your van is written off in an accident, Direct Line for Business Van Insurance can:

  • Find you an equivalent replacement
  • Pay you the van's value in cash
  • Find you an upgraded van and you pay the difference

Subject to availability. Excludes theft claims. Minimum van purchase price of £3500. An exact match may not be available.

What we offer


Includes Third Party Fire and Theft cover, accidental damage to your van and cover for personal belongings, medical expenses, personal accident and tools cover. Subject to selected levels of cover.

Third Party Fire & Theft (TPF&T)

This covers you if other people claim against you for injury or damage to their vehicle or property, and if your van is stolen or damaged by fire.

Optional extras

We offer the option to extend your cover with a number of optional extras for an additional cost.

Read more


Direct Line for Business offers a range of discounts that are aimed at bringing down the cost of your van insurance.

Read more
  • We offer the option to extend your cover with a number of optional extras.

    Read more
  • Direct Line for Business offers a range of discounts that are aimed at bringing down the cost of your van insurance.

    Read more

Comprehensive cover

Our comprehensive van insurance includes:

  • Third Party Fire and Theft cover
  • Tools cover (up to £500)
  • Windscreen damage
  • Uninsured driver promise (Registration number, make and model of the other car is needed to make a claim. Comprehensive cover required and non fault claims only)
  • Personal accident cover
  • Medical expenses
  • Personal belongings
  • Hotel expenses
  • New vehicle replacement1
  • Compulsory minimum EU cover
  • Fitted in-car equipment2
  • Up to 9 years no claims discount
  • Repairs guaranteed for 5 years when you use our approved repairer
  • No administration fees to pay

1If your vehicle is less than one year old and you are the first and only registered owner, we will replace it with one of the same make and model. t&cs apply
2If permanently fitted cover is up to £1,000. If fitted as part of the vehicles standard equipment, cover is unlimited.

Optional extras

After 4 years, you can protect your No Claims Discount for a small extra premium. You can make 1 claim in any year or 2 claims in any 3 year period, and you won't lose your hard-earned discount.

Our breakdown cover is in partnership with Green Flag. Below are some of the cover options.


Roadside assistance, once you’re ¼ mile from home and, if your vehicle cannot be fixed at the roadside, we’ll take you and your vehicle to a suitable garage. We also offer a message service to let friends and family know what has happened.

Rescue Plus

All of the above, plus added protection if you put the wrong fuel in your vehicle. We also cover your vehicle if it breaks down at your home address.


All the benefits of Rescue apply. If it's apparent that we can't fix your vehicle by the end of the working day, we'll take you, your vehicle and any passengers, in a single journey, to your original destination, your home address or a suitable garage.

Recovery Plus

Extends all the benefits of Recovery to your home address, plus a choice of either:

  • A hire vehicle for up to 48 hours, or
  • The cost of alternative travel to return home or continue your journey
  • Overnight accommodation (including breakfast) in a local hotel while your vehicle is fixed (providing you are more than 25 miles from home) If necessary, we will also pay for a single standard class rail ticket for you or another driver to collect the vehicle.


For protection when driving on the continent, EuroPlus offers extensive cover designed to put your mind at rest. The level of cover offers all the benefits of Recovery Plus as well as European roadside help, the cost of travel home if necessary, and the cost of getting your vehicle back too, plus free legal cover and more.

Personal Cover

As with all our options, your vehicle is covered whoever is driving it. But for a small extra premium you can take out Personal Cover for any vehicle you're travelling in, provided it's under 16 years old and is both privately registered and being used in the UK. You can also extend this to include your partner too.

Direct Line breakdown cover is underwritten by U K Insurance Limited and provided by Green Flag Motoring Assistance. Direct Line and Green Flag are members of the same group.

These benefits are for comprehensive cover only.

Description of Cover Guaranteed Hire Vehicle Guaranteed Hire Vehicle Plus
Length of cover 14 days in a row 21 days in a row
Delivered to and collected from your home address
(or any other location within the same distance)
Cover if vehicle stolen
Cover if your vehicle is written off
Type of hire vehicle provided A small car derived van A similar physical size to your own


Good news for motorists, Direct Line for Business offers a range of discounts that are aimed at bringing down the cost of your van insurance.

  • Direct Line was the first major insurance company in the UK that recognised named drivers' No Claims history.

    This means that when we provide your named drivers with a quote for Direct Line Van Insurance, we’ll recognise every year they haven’t made a claim on your policy.

    Your named drivers’ no claims histories are automatically stored on our system. When they come to apply for their own policy with us, they simply need to give us your details online or on the phone. At this point they will be able to receive up to 5 years' Named Driver No Claims Discount.

    The named driver no claims discount may be lower than the no claims discount available to you as the main policy holder and may not be recognised by other insurers.

  • Use your No Claims Discount on your second van.

    If you are the only person insured on your Direct Line for Business van insurance policy and you purchase a second van that will only be driven by you, we will match the number of years on your existing van and allow a discount.

  • Insure both your vehicles for less with Direct Line.

    We don’t want to hit you in the pocket just because you own more than one vehicle. In fact, we are dedicated to doing the exact opposite - saving you money with the Direct Line Multi-Vehicle Discount.

    We’re offering an introductory 15% discount on new policies taken out on additional vans by existing customers, or members of their household, (subject to minimum premium, excluding add-ons).

Frequently asked questions

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