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Hair and beauty treatments

Treatments Liability is an optional cover. If you select Treatments Liability, we’ll cover you for specific treatments tailored to your profession as standard. Then you can choose to cover additional treatments that you carry out, to match your policy to your needs.

  • Which treatments are covered as standard?

    To see which treatments are covered as standard under our Treatments Liability option, find your profession in the table below. We’ll cover all treatments with a green ‘tick’ against them underneath your profession. The limit that you’ll be insured to will be the same limit that you choose for your Public Liability cover.

    Description of cover Barber Hairdressing Nail technician Manicurist & pedicurist Make-up artist Hair & beauty therapist Beautician Beauty therapist
    Washing, cutting, styling and dying of hair, wigs or hairpieces
    Wet and dry shaving including face massage
    Beard and eyebrow trimming or shaping
    Traditional Turkish ear hair flaming and nose hair waxing
    Tinting, dyeing, bleaching, permanent waving or special treatment of the hair
    Attachment of hair extensions
    Eyebrow plucking, shaping, threading and tinting
    Eyelash curling, perming, tinting and eyelash extensions
    Manicure and pedicure
    Application of cosmetics
    Face and body painting including including henna art and su-do body art
    Facial masks including steaming treatments
    Body sugaring and application of proprietary hair removal preparations other than electrolysis
    Aromatherapy
    • Barber

      Washing, cutting, styling and dying of hair, wigs or hairpieces
      Wet and dry shaving including face massage
      Beard and eyebrow trimming or shaping
      Traditional Turkish ear hair flaming and nose hair waxing
      Tinting, dyeing, bleaching, permanent waving or special treatment of the hair
      Attachment of hair extensions
      Eyebrow plucking, shaping, threading and tinting
      Eyelash curling, perming, tinting and eyelash extensions
      Manicure and pedicure
      Application of cosmetics
      Face and body painting including including henna art and su-do body art
      Facial masks including steaming treatments
      Body sugaring and application of proprietary hair removal preparations other than electrolysis
      Aromatherapy
    • Hairdresser

      Washing, cutting, styling and dying of hair, wigs or hairpieces
      Wet and dry shaving including face massage
      Beard and eyebrow trimming or shaping
      Traditional Turkish ear hair flaming and nose hair waxing
      Tinting, dyeing, bleaching, permanent waving or special treatment of the hair
      Attachment of hair extensions
      Eyebrow plucking, shaping, threading and tinting
      Eyelash curling, perming, tinting and eyelash extensions
      Manicure and pedicure
      Application of cosmetics
      Face and body painting including including henna art and su-do body art
      Facial masks including steaming treatments
      Body sugaring and application of proprietary hair removal preparations other than electrolysis
      Aromatherapy
    • Nail Technician

      Washing, cutting, styling and dying of hair, wigs or hairpieces
      Wet and dry shaving including face massage
      Beard and eyebrow trimming or shaping
      Traditional Turkish ear hair flaming and nose hair waxing
      Tinting, dyeing, bleaching, permanent waving or special treatment of the hair
      Attachment of hair extensions
      Eyebrow plucking, shaping, threading and tinting
      Eyelash curling, perming, tinting and eyelash extensions
      Manicure and pedicure
      Application of cosmetics
      Face and body painting including including henna art and su-do body art
      Facial masks including steaming treatments
      Body sugaring and application of proprietary hair removal preparations other than electrolysis
      Aromatherapy
    • Manicurist & Pedicurist

      Washing, cutting, styling and dying of hair, wigs or hairpieces
      Wet and dry shaving including face massage
      Beard and eyebrow trimming or shaping
      Traditional Turkish ear hair flaming and nose hair waxing
      Tinting, dyeing, bleaching, permanent waving or special treatment of the hair
      Attachment of hair extensions
      Eyebrow plucking, shaping, threading and tinting
      Eyelash curling, perming, tinting and eyelash extensions
      Manicure and pedicure
      Application of cosmetics
      Face and body painting including including henna art and su-do body art
      Facial masks including steaming treatments
      Body sugaring and application of proprietary hair removal preparations other than electrolysis
      Aromatherapy
    • Make-up Artist

      Washing, cutting, styling and dying of hair, wigs or hairpieces
      Wet and dry shaving including face massage
      Beard and eyebrow trimming or shaping
      Traditional Turkish ear hair flaming and nose hair waxing
      Tinting, dyeing, bleaching, permanent waving or special treatment of the hair
      Attachment of hair extensions
      Eyebrow plucking, shaping, threading and tinting
      Eyelash curling, perming, tinting and eyelash extensions
      Manicure and pedicure
      Application of cosmetics
      Face and body painting including including henna art and su-do body art
      Facial masks including steaming treatments
      Body sugaring and application of proprietary hair removal preparations other than electrolysis
      Aromatherapy
    • Hair & Beauty Therapist

      Washing, cutting, styling and dying of hair, wigs or hairpieces
      Wet and dry shaving including face massage
      Beard and eyebrow trimming or shaping
      Traditional Turkish ear hair flaming and nose hair waxing
      Tinting, dyeing, bleaching, permanent waving or special treatment of the hair
      Attachment of hair extensions
      Eyebrow plucking, shaping, threading and tinting
      Eyelash curling, perming, tinting and eyelash extensions
      Manicure and pedicure
      Application of cosmetics
      Face and body painting including including henna art and su-do body art
      Facial masks including steaming treatments
      Body sugaring and application of proprietary hair removal preparations other than electrolysis
      Aromatherapy
    • Beautician

      Washing, cutting, styling and dying of hair, wigs or hairpieces
      Wet and dry shaving including face massage
      Beard and eyebrow trimming or shaping
      Traditional Turkish ear hair flaming and nose hair waxing
      Tinting, dyeing, bleaching, permanent waving or special treatment of the hair
      Attachment of hair extensions
      Eyebrow plucking, shaping, threading and tinting
      Eyelash curling, perming, tinting and eyelash extensions
      Manicure and pedicure
      Application of cosmetics
      Face and body painting including including henna art and su-do body art
      Facial masks including steaming treatments
      Body sugaring and application of proprietary hair removal preparations other than electrolysis
      Aromatherapy
    • Beauty Therapist

      Washing, cutting, styling and dying of hair, wigs or hairpieces
      Wet and dry shaving including face massage
      Beard and eyebrow trimming or shaping
      Traditional Turkish ear hair flaming and nose hair waxing
      Tinting, dyeing, bleaching, permanent waving or special treatment of the hair
      Attachment of hair extensions
      Eyebrow plucking, shaping, threading and tinting
      Eyelash curling, perming, tinting and eyelash extensions
      Manicure and pedicure
      Application of cosmetics
      Face and body painting including including henna art and su-do body art
      Facial masks including steaming treatments
      Body sugaring and application of proprietary hair removal preparations other than electrolysis
      Aromatherapy

    If you don’t see a treatment that you provide in this list, check the additional treatments that we can cover below or call us on 0345 301 4827 as we still might be able to cover you.

  • Additional treatments that we can cover

    As well as the treatments above, we can cover you for these additional treatments:

    Biosthetics
    Body wrap treatments
    Cranio-sacral therapy
    Ear piercing by gun and stud method
    Facial including ionisation, electro-mechanical, ultra-sound and infra-red treatment
    Hair removal by electrolysis
    Nose piercing by gun and stud method
    Thermo auricular therapy (Hopi candles)
    Trichology
    Electrolysis
    Microdermabrasion
    Garra Rufa treatments
    Hot stone massage
    Candle massage
    Paraffin wax
  • Treatments that we might be able to cover

    Alpha hydroxy and beta hydroxy acid skin treatments
    Application of tanning products including by airbrush
    Solaria and sunbeds
    Trichloroacetic acid skin treatments

    If you offer one of the treatments in this table, please call us on 0345 301 4827. We’ll need to ask you a few more questions about your business before we can let you know whether we can cover you.