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Hair and beauty treatments insurance

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Hair and beauty treatments

Treatments Liability is an optional cover. If you select Treatments Liability, we'll cover you for specific treatments tailored to your profession as standard. Then you can choose to cover additional treatments that you carry out, to match your policy to your needs.

Which treatments are covered as standard?

To see which treatments are covered as standard under our Treatments Liability option, find your profession below.

Barbers

Washing, cutting, styling and dying of hair, wigs or hairpieces
Wet and dry shaving including face massage
Beard & eyebrow trimming or shaping
Traditional Turkish ear hair flaming and nose hair waxing

Hairdressing

Washing, cutting, styling and dying of hair, wigs or hairpieces
Tinting, dyeing, bleaching, permanent waving or special treatment of the hair
Attachment of hair extensions
Eyebrow plucking, shaping, threading and tinting
Eyelash curling, perming, tinting and eyelash extensions

Nail technician

Manicure and pedicure

Manicurist & pedicurist

Manicure and pedicure

Make-up artist

Eyebrow plucking, shaping, threading and tinting
Eyelash curling, perming, tinting and eyelash extensions
Application of cosmetics
Face and body painting including henna art and su-do body art

Hair & beauty therapist

Washing, cutting, styling and dying of hair, wigs or hairpieces
Tinting, dyeing, bleaching, permanent waving or special treatment of the hair
Attachment of hair extensions
Eyebrow plucking, shaping, threading and tinting
Eyelash curling, perming, tinting and eyelash extensions
Application of cosmetics
Face and body painting including henna art and su-do body art
Facial masks including steaming treatments
Body sugaring and application of proprietary hair removal preparations other than electrolysis
Aromatherapy

Beautician

Tinting, dyeing, bleaching, permanent waving or special treatment of the hair
Attachment of hair extensions
Eyebrow plucking, shaping, threading and tinting
Eyelash curling, perming, tinting and eyelash extensions
Application of cosmetics
Face and body painting including henna art and su-do body art
Facial masks including steaming treatments
Body sugaring and application of proprietary hair removal preparations other than electrolysis
Aromatherapy

Beauty therapist

Tinting, dyeing, bleaching, permanent waving or special treatment of the hair
Attachment of hair extensions
Eyebrow plucking, shaping, threading and tinting
Eyelash curling, perming, tinting and eyelash extensions
Manicure and pedicure
Application of cosmetics
Face and body painting including henna art and su-do body art
Facial masks including steaming treatments
Body sugaring and application of proprietary hair removal preparations other than electrolysis
Aromatherapy

If you don't see a treatment that you provide, check the additional treatments that we can cover below or call us on 0345 878 5606 as we still might be able to cover you.

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Additional treatments that we can cover

Biosthetics
Body wrap treatments
Cranio-sacral therapy
Ear piercing by gun and stud method
Facial including ionisation, electro-mechanical, ultra-sound and infra-red treatment
Hair removal by electrolysis
Nose piercing by gun and stud method
Thermo auricular therapy (Hopi candles)
Trichology
Electrolysis
Microdermabrasion
Garra Rufa treatments
Hot stone massage
Candle massage
Paraffin wax

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Treatments that we might be able to cover

Alpha hydroxy and beta hydroxy acid skin treatments
Application of tanning products including by airbrush
Solaria and sunbeds
Trichloroacetic acid skin treatments

If you offer any of these treatments, please call us on 0345 878 5606. We'll need to ask you a few more questions about your business before we can let you know whether we can cover you.

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Before 28 October 2026

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