Public liability insurance for painters and decorators covers you if you accidentally injure a member of the public or damage their property. For example, if you accidentally knock fragile items off a shelf or you get paint on the kitchen counters. If someone makes a claim against you, public liability insurance will cover the legal and compensation costs you are required to pay.
Many clients will ask to see proof of public liability before hiring you for a job. We can offer cover from £1 million to £10 million, depending on your business activities and requirements.
Excess per claim:
- Third party property damage - £250
- Third party property damage, heat & underground work - £500
- Third party property damage, escape of water - £500
- Third party injury - £0