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Private Van Insurance from £215 a year

Based on 10% of Social, Domestic, Pleasure use customers from 1st December 2016 – 31 May 2017. Excludes add ons.


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Private Van Insurance

For when you use your van for a hobby, sport or passion

Do you use your van for a hobby, sport, or passion? If so, Private Van Insurance has a wide range of features that suit your use, without the unnecessary features that come with Business Van Insurance.

If you have a van and you do use it for business click here to find out about our commercial Van Insurance.

What our Private Van Insurance offers

Our private van insurance offers the choice of comprehensive or third party fire & theft cover for your van. And so you can keep on doing what you enjoy most, our comprehensive cover provides the following benefits as standard:

5 year repairs guarantee

When using one of our approved repairers.

Get cash, a replacement, or an upgrade

If your van is written off in an accident. Subject to availability. Excludes theft claims. Minimum van purchase price of £3500. An exact match may not be available. Upgrades require you to pay the difference.

Uninsured driver promise

If hit by an uninsured driver, we have your excess covered and you won't lose your No Claim Discount. We’ll need the other driver’s registration number, make and model of their car. Comprehensive cover required. Non fault claims only.

Compulsory minimum EU cover

Providing you with the minimum level of cover by law to drive in an EU country, so you're covered at home and abroad.

Our comprehensive Private Van Insurance includes:

  • Personal accident cover
  • Uninsured driver promise
  • Compulsory minimum EU cover
  • Personal belongings
  • Medical expenses
  • Windscreen damage
  • 24/7 emergency helpline
  • Up to 9 years no claim discount
  • Repairs guaranteed for 5 years when you use our approved repairer
  • New vehicle replacement1
  • Fitted in-car equipment2

1If your vehicle is less than a year old and you're the first and only registered owner, we'll replace it with a van that's the same make and model if it's stolen and not found, or if it's written off due to an incident covered by the policy. If a suitable replacement vehicle isn't available, or your vehicle wasn't supplied as new in the UK, we'll pay you your vehicle's market value at the time of the loss (minus any applicable excess).

2If permanently fitted, cover is up to £1,000. If fitted as part of the vehicles standard equipment, cover is unlimited.

Optional extras for your private van insurance

Available for an additional premium:

  • Protected no claim discount - After 4 years of no claims, you can protect your No Claim Discount.
  • Motor Legal Protection - If you have an accident involving your car where you are not to blame, we’ll provide up to £100,000 of legal costs to help you to claim, where no other insurance policy will cover your losses, as long as there is a better than 50% chance that your claim will succeed.
  • Replacement vehicle - provides a replacement vehicle if yours is stolen or written off. Choose our Guaranteed Hire Vehicle cover for 14 days of van rental, or our Guaranteed Hire Vehicle Plus for 21 days.
  • Breakdown cover - choose from 6 levels of cover to get you home if your vehicle breaks down, including EuroPlus for European roadside help.

Van Driver's Knowledge Centre