Since the start of the 21st century, there has been a dramatic increase in the health and safety rules and regulations that landlords need to follow. It's essential that your property's electrics and gas have safety certificates and you do all you can to protect your tenants from the risk of fire.
In England, from 1 June 2020 all landlords need to have the electrics checked by a qualified electrician to ensure that they are safe. This is required for a new tenancy from June and from 1 April 2021 for existing tenancies. Checks need to be carried out every five years and the electrical safety condition report (EICR) must be provided to both new and retained tenants.
In addition to knowing the current rules and regulations, you also have to keep up to date with any changes. These may be triggered by a court case or could simply be improvements in general safety legislation. Changes can be imposed nationally, at country level (Scotland, N. Ireland, Wales or England) or even just locally via your local authority. The majority of information in this article relates to England. Follow these links for information on fire safety in Scotland, Wales and Northern Ireland.
If you don't keep up with and follow these regulations, you could end up with tens of thousands of pounds' worth of fines. Or even worse, your tenant could get injured. If you think that's unlikely to happen to you, just search online for 'landlord jailed for fire safety breaches'. The search results show plenty of landlords are being fined and even jailed for not complying with the latest fire safety standards.
The fire safety regulations for rented properties are laid out in various Acts and the requirements can vary from one country to another. Below are the key laws that you should be aware of and must follow as a landlord.
This lays down the main requirements of fire safety in a rented home. The rules include ensuring tenants can escape easily in the case of a fire and making repairs to the fabric of the property (such as ceilings) in a timely manner, so fire can't spread easily to other rooms.
These rules are particularly relevant if your property is let to tenants furnished. The regulations apply to things like sofas, sofa beds, mattresses and even bean bags.
These regulations cover fire safety in shared communal areas, for example in a block of flats.
These rules set out the requirements for landlords to ensure that there are warning systems within the property to alert the tenant in case of fire. They vary between the different countries within the UK.
On 20 March 2019 a new law came into force to make sure that rented houses and flats are 'fit for human habitation', which means that they are safe, healthy and free from faults that could cause serious harm. This includes fire safety, if it makes the property unsafe to live in. This doesn't add any more responsibility to you as a landlord, but it does give you better access to a property in need of repair while allowing the tenant to take you to court if the property is unfit to live in.
You can read more about the Homes (Fitness for Human Habitation) Act 2018 here.
You need to be aware that building regulations impact on fire safety. This is especially important if you're refurbishing a property before letting it out as you have to make sure you follow the latest rules and regulations. Even if you're employing people to do the work, it's still your responsibility to ensure the work they do meets lettings standards, not simply those of a homeowner.
If you have a House in Multiple Occupation (HMO), even if it's unlicensed, you will need to also follow additional, more specific fire safety rules and regulations. These include providing fire extinguishers and fire blankets. The precise requirements can vary from one local authority to another, so it's best to check what they are with your local council housing department.
According to Electrical Safety First, over half of accidental domestic fires in the UK are caused by electricity and most of these by electrical products. Half of electrical fires start in the kitchen, with cooking appliances and white goods the main cause.
If you are renting a property and providing appliances, you can register them with the manufacture, so if there is a problem they will contact you. It's also worth suggesting your tenants do the same if they bring their own electrical products into the property.
As always with lettings, the devil is in the detail. However, the overriding principle when it comes to tenant safety is to make sure that if anything does happen, you can prove to your local housing officer or to a court that you did everything that could reasonably be expected of you to protect your tenant.
There are lots of things you can do to prevent a fire. You can also make sure that if one does break out your tenants have plenty of warning so they can get out safely.
Some of the key fire regulations for rented property are laid out by the HHSRS. As a landlord you need to ensure where you can that your tenants are protected from accidents such as electric shocks, fires, burns and scalds.
Your responsibilities include:
Some of the rules and regulations around health and safety can be interpreted differently by representatives at different local authorities. So to ensure you comply, talk to your local housing enforcement officer about the key things they look for.
From a landlord's perspective, meeting the fire safety regulations mostly requires you to check for the appropriate display labels that manufacturers are legally required to supply. The only items that may not have them are mattresses, bed-bases, pillows, cushions and covers. So do check for these labels when you buy furniture and furnishings.
It's also important to check when you make periodic inspections that your tenant hasn't taken these labels off for any reason or replaced items without you knowing. Record any changes on the inventory in writing and take photos as well.
One of the reasons an inventory is so especially important in this case is it provides an independent record of what you actually put in the property. So if a fire were to break out because of something a tenant had added that wasn't safe from a fire perspective, you could prove that it wasn't your fault.
In order to ensure your property meets fire safety standards, you have to be able to properly assess the potential fire risks. You can do this by educating yourself to the extent that you can be considered a 'competent person' to make such an assessment. Or you can hire a third party who's already classed as a 'competent person', such as a professionally qualified Fire Risk Assessor.
The first Safety Order is essential, but not always easy to do. This involves making sure communal areas such as landings, stairways and kitchens are kept clear of combustibles. If they are, people can escape quickly and it reduces the risk of fire in the escape routes.
Practically, this can be hard to enforce because, regardless of how diligent you are, your tenants won't always understand or follow the rules. In this case, it's important to explain fire safety to them and put something in writing, so that you can prove you have done your best to ensure communal areas are kept free of fire risks and hazards.
And it's important for you to be aware that claiming “I didn't know” to an enforcement officer or a court isn't going to help your defence. In fact, it can have quite the opposite effect.
The best way to abide by these fire regulations for rented property is to carry out periodic risk assessments. If you do, you can prove you considered everything that could cause a fire and all the different ways that tenants could be warned of fire or smoke in the property.
Although for Wales, this is a useful example of a Fire Risk Assessment.
And if you have properties with communal areas, this is a good government guide to fire safety.
These can vary from one country to another, so it's important to check the rules and it's worth contacting your local authority/ housing officer to understand what they expect you to do.
In England, smoke alarms in rental properties need to be fitted on at least every storey which is used as living accommodation. They need to be tested on the first day of the tenancy and this needs to be recorded. Thereafter, tenants are responsible for testing the alarms are in working order. If there is a problem, batteries can be replaced by the tenant, but the alarm itself by the landlord.
For carbon monoxide alarms, currently in England, the law states you only need to install them if “the house which is used wholly or partly as living accommodation contains a solid fuel burning combustion appliance”.
However, there is nothing to stop you from installing a carbon monoxide alarm in your property, even if you have electric or gas heating. It's only a few pounds and can help ensure you never end up in a situation where you have to defend yourself to a housing enforcement officer or, worse still, a court, if your tenant were to suffer carbon monoxide poisoning.
Also, it's best to get a qualified Part P and Gas Safe Engineer to install the smoke and carbon monoxide alarms. Or, you can install them yourself and have an engineer check them the next time they're carrying out work at your property. Then you can prove you had independent, expert checks made on the equipment to ensure it was correctly installed and in good working order.
If you have gone above and beyond the rules and regulations to protect your tenant, not only are fires and other accidents less likely to happen, but you also have a much better defence if something does go wrong.
Currently only Houses in Multiple Occupation need fire doors if they are likely to be used as an escape route. To ensure they meet the safety requirements, it is worth getting a certified fire door which is fire-resistant and closes automatically.
However, bearing in mind many fires start in a kitchen, you may want to consider fitting a fire door to other rental properties, for extra tenant protection.
Part of keeping up to date with fire safety is knowing where to turn for help and advice on keeping on top of the changing rules and regulations.
For example, just because an agent lets a property, it doesn't mean they know the rules. Ideally, work with an ARLA, RICS or Safeagent member agent, as they are far more likely to keep up with the laws. You should also check their lettings qualifications as the better their qualifications, the more likely they are to know how to protect you.
It's also worth double checking with the agent whether their terms and conditions mean they take responsibility for any fire safety breaches. If you're still responsible, you will need to quiz them about the work they do to ensure your property meets the necessary standards.
Apart from that, England, Scotland, Wales and Northern Ireland have their own rules and regulations, so it's vital that you keep referring to the latest information to make sure your checks are up to date.
For Wales, be aware that you cannot manage a property to let unless you have been on an approved management course or have engaged a company or agent that has.
A further helpful document on fire safety for landlords can be found here.
If you own a flat, then it's your responsibility to carry out all the necessary checks for the flat itself. However, if you own a whole block of flats, you will have responsibility for the communal areas as well as the internal space within each property.
You will have to ensure that someone is responsible for the overall fire safety in your block of flats. That may be your managing agent, but you still need to specifically ask what precautions they're taking and what checks they're making.
For example, as a landlord of one flat or a block, you will have to make sure the front doors comply with fire safety regulations, which can include fitting self-closing devices, ensuring the door is fire-proof and that any paint used is also fire-retardant.
Houses in Multiple Occupation (HMOs), especially if they require a licence, will have enhanced fire safety rules, over and above the ones already highlighted. For HMOs you should do everything you can (as opposed to the legal minimum) to protect your property and tenants. This is due to the local nature of enforcement on HMOs and the many reasons why things can go wrong, especially when there are lots of people living together who may not know each other.
For HMOs this should include:
Summary
It's incredibly important for landlords to follow fire safety requirements. Whether you take full responsibility yourself or outsource it to someone else, you must still be able to provide evidence you have done everything that can reasonably be expected to protect your property and tenant from fire and smoke damage.
The main thing for you to think about, as a landlord, is doing everything you can to protect your asset (your property) as well as your tenants, not just the legal minimum. You should be confident that if a fire does occur, your tenants will be alerted in time for them to escape, or if there is a chance of carbon monoxide poisoning, they will be warned before any damage can occur from this silent killer.
Always keep up to date and ask for help and advice from your local authority to make sure you're following the latest rules and regulations.