If you are driving in any of the countries listed in the policy booklet, your policy is automatically extended to provide the same level of cover as you have in the territorial limits for up to 90 days in every period of insurance. Your vehicle will also be covered during journeys between those countries by a recognised carrier.
If you're aged 21 or older, and you've held a full UK driving license for at least one year, you're able to take out van insurance with us. Just click here to get your online quote.
When changing your occupation, we suggest that you review your annual mileage and class of use at the same time. This is to make sure that you have the correct mileage and use, which may have changed due to your new job role.
We do not offer quotations in a company name. The main driver must be the policy holder.
No, you’re not required to be the main driver of the vehicle.
Yes. When you start the online quote journey, if you don't use your vehicle for business use, then simply pick 'Social and commuting' when asked the question 'What do you use your van for?'
No, cover is only provided for the vehicle on your current certificate of motor insurance.
No, we don’t offer cover for Couriers.
We do cover campervans, but you'd need to take out a Direct Line Car Insurance policy.
Tools are covered for loss or damage caused by fire, theft, attempted theft or an accident, whilst they are in your vehicle. Cover is up to a limit of £500 and subject to the terms and conditions contained in the policy booklet. Tools will not be covered when left in the rear of a pickup.
Insurance Premium Tax is a tax payable on insurance premiums and is set by the Government.
All documents outlining premiums, such as quotations, show how much insurance premium tax you're being charged. However, not all UK residents pay the tax, such as anyone who resides in the Channel Islands or Isle of Man.
No, we don’t offer cover for tippers.
No. Direct Line Motor Legal Protection is an additional product which can be bought when you buy van insurance.
If you have an accident involving your vehicle where you are not to blame, legal protection covers the costs of bringing a claim against the person responsible where there is a better than 50% chance of success.
It’s important that you take the drivers details including the vehicle registration number, make and model.
We’ll need the details of the driver if we’re to recover your losses from them.
If you’re involved in a road traffic accident which isn’t your fault we’ll pay the legal costs. Such as recovering compensation for any injuries sustained and loss of earnings from the person at fault as long as it’s more likely than not that your claim will succeed.
No, you only pay the annual premium. All costs related to your legal claim are covered by the policy.
Cover will be provided for drivers named on your current certificate of motor insurance and any passengers travelling in your vehicle.
Name, address, postcode, date of birth
Uninsured losses are costs for which you are responsible. Examples include the policy excess, the cost of a hire van and any medical expenses you may incur. However, if you have Direct Line Motor Legal Protection cover we will pay any reasonable cost of legal proceedings against another person who is responsible for the accident, if it results in injury to you or uninsured losses being incurred.
If you are 21 or over and have held a full UK driving license for at least one year, please call us for a quote on 0345 301 2882.
The policy doesn’t cover Goods in Transit.
But it does cover tools whilst they’re in your van for loss or damage caused by fire, theft, attempted theft or an accident. Cover is up to a limit of £500 and subject to the terms and conditions contained in the policy booklet.
The policy doesn’t cover tools when they’re left in the rear of a pick up.
For you to be the policy holder, one of the following will need to be the owner / registered keeper of the vehicle:
The finance company may be entitled to take the van. If you were not aware the van was subject to an outstanding credit agreement and bought it in good faith, you may be allowed to keep the van. You should consider getting legal advice to decide whether you can do this and how to go about it.
We insure vehicles up to a maximum weight of 3.5 tonnes GVW (Gross Vehicle Weight).
We offer cover for single cab pick ups.
We offer cover for double cab pick-ups.
