Teaching is one of the most rewarding professions but it’s not without its challenges and risks. In fact, when you’re an independent tutor, you face the same challenges as any small business. So, it’s important that you have the proper insurance cover in place, so that you’re covered if something unexpected happens and you’re faced with legal fees and compensation claims.
The biggest concern most tutors face, particularly if they work from home, is someone they teach getting hurt on their premises. Even relatively small slips and trips could result in a claim being made. Even if you’re not at fault, the cost of defending yourself in court can be extremely high.
You also have your teaching equipment to consider. If you’re a music teacher then you might have expensive instruments to insure, especially if you travel to your pupils’ homes. If your main piece of equipment was dented, damaged or destroyed, you need it replaced quickly, particularly if you’re working to a syllabus.
Fortunately, Direct Line for Business provides a Teacher, Trainer and Tutors’ Insurance policy that you can customise to fit your business needs. Use our online quote tool to select what kind of cover goes into your policy, so you get the exact cover you need without paying for what you don’t.
See what you can include in your teaching insurance policy below.
Add any of these cover options to your Teacher, Trainer and Tutors’ insurance to create a personalised policy that works for you. These covers are subject to policy conditions and limits.