Handyman public liability insurance covers you if you accidentally injure a member of the public or damage their property, e.g. if someone trips over your toolbox and hurts themselves or if you're putting up a picture frame and accidentally damage the existing fixtures and fittings. If someone makes a claim against you, we'll cover the legal and compensation costs you are required to pay.
Many clients will ask to see proof of public liability before hiring you for a job. We can offer cover from £1 million to £10 million, depending on your business activities and requirements.
Excess per claim:
- Third party property damage - £250
- Third party property damage, heat & underground work - £500
- Third party property damage, escape of water - £500
- Third party injury - £0