Tenants
The Renters' Rights Act: What It Means for Landlords
This article provides an overview of the Act, when the changes take effect, and how landlords can prepare.
Landlord Knowledge Centre
The latest articles from Direct Line for Business, including advice on running your property, managing tenants, legal requirements, and covering yourself and your business.
Articles and opinions
Insurance
Why Holiday Lets Carry Higher Insurance Risk Than Standard Rentals
Turning your occasional second home into a potential new income source? Let’s look at how holiday lets differ from standard rentals and why exposure to additional risks can cause higher insurance premiums.
Tenants
How to protect your rental property against malicious damage
How can you reduce the chance of tenants causing malicious damage to your property and what insurance should you have in place? Read our guide to find out.
Finance And Legal
Landlord Habitation Act - your obligations as a landlord
In March 2019, the Homes (Fitness for Human Habitation) Act 2018 came into force in England, as an amendment to the Landlord and Tenant Act 1985.
Insurance
Why it's important to get an accurate rebuild cost for your rental property
If your rental property is an investment, it's essential to cover everyday risks such as fire, storm, flood, or damage caused by your tenant, whether accidentally or maliciously.
Running Your Property
What are the electrical safety regulations for landlords?
In this article, we take a detailed look at the landlord electrical regulations and safety obligations that landlords are responsible for.
Getting Started
Advantages and disadvantages of using letting agents
With over 400 rules and regulations governing the letting and managing of property in the UK, choosing whether to use a letting agent or to self-manage your property is a decision that should not be taken lightly.
Getting Started
Mortgage vs. cash - which delivers better return?
Can't decide whether to buy a property with cash or get a mortgage? Security is a major benefit to being able to buy your house outright.
Finance And Legal
Landlord and tenant maintenance and repair responsibilities
When it comes to maintaining a rented property, what are the legal responsibilities of each party: landlord, tenant and - where the property is leasehold - freeholder?
Insurance
How to make sure your unoccupied rental property is insured
At some point your rental property may become unoccupied.
Insurance
Difference between home insurance and landlord insurance
If you've just become a landlord and are confused why you need landlord insurance rather than home insurance, here's why.