Public liability covers you if you accidentally damage a client’s property or someone injures themselves on your premises. An example of this could be a member of the public tripping on your laptop lead while you’re meeting with a client. If they make a claim against you, public liability insurance would cover your costs.
Product liability covers you if a member of the public becomes ill or suffers an injury as a result of one of the products you sell. For example, if a customer ate one of your brownies and became ill, or a chair you made breaks whilst being sat on and that person is injured as a result.
We can offer cover from £1 million to £10 million.