When you're setting up a new business and juggling lots of different responsibilities, insurance isn't always the first thing on your mind, but starting a new venture without having proper cover in place is an extremely risky move. Even if your business is small, you will still face many of the same risks as established companies, but without the stable client base and profit margin to support you if things go wrong.
At Direct Line for Business, we specialise in providing flexible business insurance for small businesses. Our online tool will show you the different types of available cover to help you create a policy that suits your business needs. You can choose what aspects of your business you want to insure and leave out what you don’t, so you only pay for what you need and keep your outgoings lean.
If you're starting a company, insurance is often required by prospective clients, so it's important to have fast, effective cover in place. Our instant policy download service means that you can show your clients proof of your cover within minutes of signing up.
The nature of running a startup means you're going to need a lot of flexibility from your policy — maybe you're working from your home at the moment but have plans to move into a dedicated office space when you become more established. Perhaps you're waiting for your profits to increase before you order some fancy new equipment or hire staff. We understand that change is inevitable, so to support your growing business we won't charge any admin fees if you need to amend your policy.
We know that running your business isn't a Monday to Friday job, so our business specialists are available seven days a week, online and over the phone, so if you need help with your policy or have a question about your quote, we can provide help when you need it.
You can include any of the following cover options in your startup insurance to create a policy that precisely fits your business needs. These covers are subject to policy conditions and limits.