This covers your bed & breakfast or guest house business contents, such as:
- Dressing tables in guest bedrooms
- Laptops and computers etc. that you use in running your business
This feature includes equipment breakdown, which covers the cost of repairing or replacing appliances like washer dryers and fridge freezers, if they break down and it’s not due to wear and tear.
This cover also insures your stock, such as:
- Beers, wines, spirits and toiletries
It covers contents and stock used in the property and damaged by fire, flood or any other insured event. It extends to cover your guests’ possessions while they’re staying with you.
Your home contents are not the same as your business contents. You will need to insure your home contents under the optional household contents cover if this is required. Cover limits apply.