We understand that every business is different and the risks associated with your business are not going to be the same as everyone else's. If you're a one-person enterprise running your business from home, you're not going to be looking for the same type of insurance as someone managing 20 employees in a rented office.
That's why Direct Line for Business provides flexible cover that can be tailored to suit your unique business needs. So, whether you're an accountant, a designer or estate agent, you can get insurance that is just right for your business.
Only you know what's right for your company, so rather than dictate what should or should not go into your policy, we put you in charge. Using our online quote tool you can select the different aspects of your business that you want to insure. This could include insuring your business against cyber security threats, damage to your equipment or claims made by clients you are giving advice to. See what different cover types you can include in your policy below.
Businesses evolve and change over time, and the type of insurance you take out while you're getting started might not reflect what your business looks like in a few years.
We don't want you to be stuck with a policy that no longer works for you. So, if you move to bigger offices, add new members to your team, buy expensive new equipment or expand your services, we'll let you amend your insurance without having to pay admin fees or take out a new policy. Your policy can grow with your business so that you can keep looking to the future.
We also offer an online Legal Documents Service, where you can customise and download crucial legal documents from a useful library. This includes employment contracts and health and safety policies. You can then get the documents checked by a solicitor to make sure your business is compliant with the law.
You can include any of the following cover options in your insurance policy to get the precise cover your business needs. These covers are subject to policy conditions and limits.