Running your own photography business means that your days can be extremely varied: one day you might be taking product photos for a corporate client, the next you could be photographing a woodland wedding.
The creative nature of your work means that it carries significant risks. If something doesn’t go to plan, or you encounter creative differences with a client, they could make a claim against you. For instance, if you’re paid to take photos at a wedding, and the photos end up being out of focus or generally sub-standard, the bride and groom could sue for compensation.
There are other pressing issues too, like finding the right insurance for camera gear. Not only does your expensive camera need to be covered, but you also have to consider your lighting equipment, the computer that runs your image editing software and any darkroom accessories if you work on film. If any part of your production workflow breaks down because your equipment is damaged, lost or stolen you could miss deadlines and potentially lose clients.
Fortunately, Direct Line for Business offers Photographers’ Insurance that you can personalise according to your business needs.
Our easy-to-use online quote tool allows you to select the different covers needed for your line of work. Your cover options are contained within one policy, so there’s only one renewal date to remember.
See what you can include in your photography business insurance policy below.
Add any of the following cover options to your Photographers’ insurance to create a policy that reflects your business needs. These covers are subject to policy conditions and limits.