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Legal Essentials

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New policies only. Cover on an equivalent basis to ours. Excludes policies with home emergency cover added. Qualifying criteria apply. Terms & Conditions.

Join over 500,000 businesses who trust us with their insurance.

  • Unlimited access to a 24/7 legal advice helpline.
  • Access to over 1,000 guides, videos and tutorials curated by legal experts.
  • Access to a wide selection of letter and contract templates for writing guidance.
  • Regular online updates and new features added to keep you up-to-date with the latest regulatory changes.

Document services and 24/7 helpline are provided by DAS Legal Expenses Insurance Limited. For uncommon and certain country-specific areas of law, you'll be referred to specialist advisers available Monday to Friday 9am-5pm, excluding bank holidays.

Whether you're just starting out or own an established limited company, you can get expert legal advice and support, 24/7.

Whatever your business size or sector, when it comes to legal questions, it's often difficult to know where to turn for reliable professional advice and support. Not only is it costly but with all the paperwork that comes with addressing legal issues, it can start to take up crucial time that could be spent running your business.

That's why we have included a Legal Advice Helpline and Legal Documents Service with all our business insurance policies, to help keep you and your business on track.

Are you a Landlord? We also offer legal advice and many legal documents to help protect your rights too.

What legal advice can I get over the phone?

Whether you have a question on how to deal with a difficult client or what to do if a supplier fails to fulfil a contract, you'll be able to speak to a team of advisers who can provide confidential legal advice and guidance whenever you need it.

How does the legal documents service work?

The legal documents service puts you in the driving seat when it comes to answering those legal questions that distract you from what you do best - running your business. That's why in addition to the 24/7 legal advice helpline, you'll also get access to a wide range of helpful guides, tools and video tutorials written by expert partners.

From employee contracts and health & safety policies to standard confidentiality agreements and data protection policies, this service allows you to access, draft and edit crucial legal documents, crafted by professionals that can be tailored to your business - without the cost of expensive legal fees.

What documents are included?

You'll get instant access to a library of multimedia guides and interactive document templates including:

  • Employee contracts
  • HR policies
  • T&C documentation
  • Privacy statements
  • Copyright and trademark licences
  • Data protection policies
  • Debt recovery letters and much more

How do I access the legal advice helpline and legal documents service?

The advice helpline and legal documents service are included as standard, when you buy or renew any of our business insurance policies.

You can find the phone number for the Legal Advice Helpline in your policy documents, and when you buy or renew a business insurance policy with us, details of how you can register for the legal documents service will be included in your policy documents.

If you already have a Direct Line business insurance product, click here to start using the legal documents service.

What is Legal Expenses insurance?

You can purchase Legal Expenses cover for an additional premium, in case you later find yourself in need of help when a more serious legal problem occurs. Legal Expenses insurance could be an affordable way for your business to get access to legal support and representation when you need it.

Whether it's an employment dispute, injury from an accident that was not your fault, or issues involving suppliers, contracts, or your business premises, Legal Expenses could cover your legal costs and provide specialist lawyers to represent your business should the case go to court.

The cover limit for legal expenses is £250,000. Legal Expenses claims are subject to reasonable prospects of success being 51% or more.

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  • Saturday 9am - 3pm
  • Sunday Closed

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