Making sure your equipment is in good working order is key to running a successful business. Not only can fixing or replacing damaged items be expensive, inconvenient and time-consuming, it can also halt your business activities.
For example, if you are a freelance designer and your computer equipment breaks down, preventing you from accessing your files and doing your work, you might not be able to complete a project for a client in time. If you are a wedding caterer and your fridge breaks down, causing all the perishable goods inside to go off, you could find yourself without any food to bring to the event. Meanwhile, if your boiler explodes, you might have to temporarily shut up shop.
In all these cases, you could have to spend a lot of money to fix the problem quickly. If you can't resolve the problem in time, you risk damaging your business's reputation and losing income. Therefore, it's important to be prepared in case things go wrong.
We cover the cost of repairing or replacing insured business items if they break down but exclude damage caused by wear and tear. Policy exclusions, terms and conditions will apply.
Items covered include:
Get a quote online to find out if you can include equipment breakdown cover in your business insurance policy. Alternatively, you can call us on 0345 301 4827.
Equipment breakdown cover is just one of many features that can be included in your business insurance policy. From public liability to professional indemnity, cyber cover to business interruption, you can pick and choose from a range of cover types to create a personalised insurance policy that suits the needs of your business.