This covers your hotel’s business contents, such as furniture, bed linen, televisions and stock such as wines and spirits and toiletries you give to your guests, for damage by fire, flood or any other insured event. It extends to cover your guests’ possessions while they’re at your hotel.
Business contents and stock insurance includes equipment breakdown and will reimburse you for repairs and replacements of appliances like dishwashers, fridges or freezers owned by or the responsibility of the business if they break down and it’s not due to wear and tear.
Your home contents are not the same as your business contents. You will need to insure your home contents under the optional household contents cover if this is required. Cover limits apply.