In the majority of cases, holding valid employers’ liability insurance is a legal requirement if you have employees. This covers the costs you have to pay if an employee gets injured or becomes ill because of the work they do for you and decides to make a claim against you.
It doesn’t matter if your employee works for you on a one-off basis at a craft fair or helps you full-time at your studio, they still need cover. At Direct Line for Business, we will cover you for £10 million, as standard.