If you run your online shop from home, it's likely that you will store your stock there too. But this won't necessarily be covered by your personal home insurance. Our stock insurance covers all your products or raw materials at your home, shop or office, as well as an extra 25% included as standard for two months of your choosing, for those busy periods. You can also choose to insure your stock in transit so you know you're covered when it's being delivered.
Our contents insurance will cover your business equipment against damage or theft, including electrical items, business furniture, artwork and documents.
We also offer a cover option that allows you to have important items, like your laptop or smart phone, insured on the go, which is especially useful if you travel a lot for work. Being connected is crucial when you run an online business. If your laptop is destroyed by an insured event while you're out and about, we can cover the cost of replacing it, so you can get a replacement laptop and keep fulfilling orders with minor interruption.
And now with Business Tech Essentials, if your essential tech is stolen or damaged, we'll replace it within 24 hours from claim approval.
When you cover your electrical items and tech you get Business Tech Essentials. Which means if your essential tech - like laptops, mobiles or tablets - are stolen or damaged we'll replace them within 24 hours of claim approval.
Cover & claim limits apply. Mon – Fri 8am – 6pm, except Bank holidays.