Working in catering is a fast-paced and exciting way to make your living. You need to make sure that your insurance matches the demands of your work.
For instance, if you are catering at a wedding and guests become ill because of the food you provide, your business could be open to legal action, leaving you financially vulnerable.
It doesn’t matter how small your business is, or whether it’s your main source of income, you still need insurance. Even if you run an occasional cake making business out of your home, you can still encounter the same problems as a full-time catering professional.
As well as legal action from customers and members of the public, you could face:
In these cases, your home insurance won’t necessarily cover you.
Public and product liability cover comes as standard within our Catering, Home Baking and Food Retail Insurance policy, in order to cover the core needs of your business. You can then use our online tool to decide what other types of cover you add to your policy, if any, to make sure that you only pay for the cover you need.
No matter how many different types of cover you include, you’ll only pay one monthly or annual fee, with one renewal date. It couldn’t be easier.
You can amend your policy at any time and we won’t charge you admin fees. So, whether you’re a butcher, baker or sausage roll maker, make sure you’re covered so you don’t get burnt.
Add any of the following cover options to your Catering, Home Baking and Retail Insurance to create a policy that precisely fits your business needs. These covers are subject to policy conditions and limits.