Loss of rent insurance

Claim back lost rental income

If the property you let becomes uninhabitable due to an insured event, such as a fire or flood.

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What is loss of rent insurance?

Loss of rent insurance enables you to claim back lost income if your rental property becomes uninhabitable due to an insured event and your tenants are forced to move out. An insured event includes things like a fire or flood.

If you wish to cover unpaid rent while your tenant or ex-tenant is still in your residential property, you can add Rent Guarantee as part of our legal expenses cover.

How do I get loss of rent insurance?

Loss of rent insurance is an optional cover that you can add to your residential, commercial or multi-property landlord insurance policy for an additional premium. This can be done when you get a quote or can be added at any time to an existing landlord insurance policy.

What are the benefits of loss of rent insurance?

When you rely on rent paid by your tenants to cover your own bills, it's important to make sure that the properties you let remain in good working order. But sometimes things happen that are outside of your control.

If your tenants are forced to move out as a result of an event that leaves the property uninhabitable, you'd lose that rental income until it can be rented out once again. Loss of rent insurance means you’ll be able to claim back this lost income while the property is being repaired.

How can we help?

Our virtual assistant is here to answer your questions. And in cases where it doesn't have the answer, we'll put you in touch with someone who can help.

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Got more than one rental property?

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