New policies only. Cover on an equivalent basis to ours. Qualifying criteria apply. Excludes policies with home emergency cover added. Terms and Conditions.
It covers your business against injury to any members of the public, including your customers or damage to their property because of your work activities.
Public liability insurance isn't the only type of cover your business can benefit from. Other types of business insurance include:
Public liability insurance covers accidents that happen to members of the public, that are caused by your business activities. It doesn't cover:
No. You need employers' liability insurance to cover your employees, temporary staff, interns and students. If they become ill or suffer an injury because of the work they do for you, and decide to make a claim against you, employers' liability insurance will cover your legal fees and compensation costs.
This depends on a number of factors. It largely relates to the type of business you run, as opposed to the amount of people who work for you. If you run a company where you're regularly coming into contact with members of the public, customers or clients, then you should consider public liability insurance.
Our virtual assistant is here to answer your questions. And in cases where it doesn't have the answer, we'll put you in touch with someone who can help.