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Business Tech Insurance

Price beat guarantee

We guarantee to beat your new insurance quote or renewal premium from any other insurer.

New policies only. Cover on an equivalent basis to ours. Excludes policies with home emergency cover added. Qualifying criteria apply. Terms & Conditions.

Here's what customers say about our small business insurance.

  • Stolen Laptop? Damaged mobile? We're on it. We'll replace your business tech within 24 hours of an approved claim.

    Essential business equipment includes mobile phones, laptops, tablets, desktop PCs, TVs and printers used for business purposes. Cover and claim limits apply. Mon - Fri 8am - 6pm, except bank holidays.

  • We'll arrange the delivery.
  • We'll offer a replacement in every case.

Cover the essential tech needed to run your business

Whether you rely on your phone to speak to clients or use your laptop to take bookings, your tech is a vital part of your business. But accidents or a theft can happen to anyone.

We know your business can't wait, so if the worst happens, we'll send you replacements within 24 hours of your claim being approved.

Best of all, this is included with our Business Contents cover or Tools and Business Equipment cover. So, you don't need to buy anything extra.

Cover when you're out and about

Being out and about - whether that's visiting customers, attending conferences, events or fairs - your tech could be at more risk of getting damaged or stolen. So, knowing it's insured can bring you peace of mind.

If you normally work from your business premises and need cover when on your travels, add Property Away From The Premises to your quote.

Or, if you're a mobile business or rent a space in an office, simply add Tools and Business Equipment cover within the Business Property section, to your quote.

By choosing either of these, if your essential tech is stolen or damaged while out and about, we'll replace it within 24-hours of claim approval.

Cover when you're working from home

If you and your staff work from your own business premises - be it your office, shop or salon - and sometimes work from home, we'll automatically cover each person's business equipment up to £2,500 when traveling between your premises and home and when working from home, with our Business Contents insurance.

Which means, if your essential tech is stolen or damaged when working from home or travelling between your home and your premises, we'll replace it within 24 hours of claim approval.

Need more than £2,500 of cover per person? Simply add Property Away From The Premises to your quote and tell us how much cover you need.

What business tech can be replaced in 24 hours?

From accountants to retailers, beauticians to B&B owners, we know how important technology is to your day-to-day business operations. In 24 hours, we can replace:

  • Mobile phones
  • Laptops
  • Tablets
  • Desktop PCs
  • Desk phones
  • TVs
  • Printers

How our Business Tech Essentials cover works

If the worst happens and your essential tech is stolen or damaged, contact us as soon as you can, and benefit from:

  • 24-hour replacement

    With our 24-hour turnaround on replacing your tech, you can get back to business as quickly as possible.

  • We arrange the delivery

    We take care of arranging the delivery of your equipment to save you time.

  • Choice

    Even though we'll offer a replacement in every case, we know this may not always be what you need. So, we can still offer you a repair or a cash alternative instead, if either of these suits you better.

How to get Business Tech Essentials

Good news, it comes with our Business Contents and Tools and Business Equipment covers.

And if you want it when you're out-and-about, working away from your premises, it's included with our 'Property away from the premises' cover too.

Need to make a claim? Call us on 0345 303 1753 or find out more here.

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Related links

Business Contents

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Cover the cost of fixing or replacing any of your insured business items.

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Business Tools and Equipment

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If your tools are stolen or damaged, we'll cover the cost of replacing them.

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