Tradesman public liability insurance covers you if you accidentally injure a member of the public or damage their property. For example, if someone trips over your toolbox and gets hurt or if you’re renovating someone’s house and you accidentally damage the existing fixtures and fittings.
If someone makes a claim against you, public liability insurance will cover the legal and compensation costs you are required to pay. We can offer cover from £1 million to £10 million, depending on your business activities and requirements.
Many trade associations often require members to have public liability insurance. Similarly, many clients will also ask to see proof of your cover before hiring you for a job.
Excess per claim:
- Third party property damage - £250
- Third party property damage, heat & underground work - £500
- Third party property damage, escape of water - £500
- Third party injury - £0