For landlords who just need to insure the building.
New customers only. Qualifying criteria apply. Terms and conditions apply.
or call us on 0345 303 1763
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But if, for example, you're renting out an unfurnished property without contents or free-standing white goods, you may be interested in landlord building insurance only.
Our Landlord Buildings policy covers:
The policy also includes public liability, so if you're sued for damage to someone else's property, or injury to your tenants, you're covered. For example, if a burst pipe in your property causes a flood in your neighbour's property, or if your tenants trips over an uneven patio stone, you'll be insured for the legal costs. It also covers any compensation awarded.
As an optional benefit you can also insure your building against subsidence, so you're covered for damage to your property due to landslip or movement of the ground beneath the building's foundations.
Landlord Buildings Insurance from Direct Line for Business gives you the choice to increase limits and extend your cover for an additional premium. Remember that home insurance isn’t designed for rental properties – you need landlords buildings insurance.
Our specialist claims handlers have helped thousands of landlords get their rental properties back in order, so they and their tenants can get on with their lives. If you make a claim, we’ll give you a dedicated claims handler to look after your claim from start to finish, so it'll get sorted with as little fuss as possible.
Plus, our flexible cover also allows you to add properties to an existing policy at any time, giving you one simple renewal date and a multi-property discount (minimum premiums apply). We also won't charge you any mid-term adjustment (MTA) fees for changing your policy, such as adding a property to it.
To find out more about landlord buildings insurance, and the cover we provide, take a look at this video: