We guarantee to beat your new quote or renewal premium from any other insurer when you take out a new landlord policy with us.
Cover on an equivalent basis to ours. Qualifying criteria apply. Doesn't apply when Rent Guarantee or Landlord Emergency Cover is added. Terms & Conditions.
But if, for example, you're renting out an unfurnished property without contents or free-standing white goods, you may be interested in landlord building insurance only.
Our Landlord Buildings policy covers:
The policy also includes public liability, so if you're sued for damage to someone else's property, or injury to your tenants, you're covered. For example, if a burst pipe in your property causes a flood in your neighbour's property, or if your tenants trip over an uneven patio stone, you'll be insured for the legal costs. It also covers any compensation awarded.
Landlord Buildings Insurance from Direct Line for Business gives you the choice to increase limits and extend your cover for an additional premium. Remember that home insurance isn't designed for rental properties - you need landlords buildings insurance.
Our specialist claims handlers have helped thousands of landlords get their rental properties back in order, so they and their tenants can get on with their lives. If you make a claim, we'll give you a dedicated claims handler to look after your claim from start to finish, so it'll get sorted with as little fuss as possible.
Plus, our flexible cover also allows you to add properties to an existing policy at any time, giving you one simple renewal date. We also won't charge you any mid-term adjustment (MTA) fees for changing your policy, such as adding a property to it, or increasing your sums insured.
For an additional premium, you can add any of these covers to your landlord insurance policy:
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