Our Landlord Buildings policy covers:

• Structural damage to the building – such as collapsed walls caused by flood, a roof damaged by a storm, or blown out windows due to a fire.
• Damage caused by escape of water – including burst pipes, leaking water tanks, or escape of oil from any oil-fired heating installation
• Boiler Cover – so if your boiler breaks down and it isn't due to normal wear and tear, we'll pay to repair or replace it
• Pays to rehouse tenants if the property isn't fit to live in due to an insured event – such as flood or fire, up to the building sum insured

The policy also includes public liability, so if you're sued for damage to someone else's property, or injury to your tenants, you're covered. For example, if a burst pipe in your property causes a flood in your neighbour's property, or if your tenants trips over an uneven patio stone, you'll be insured for the legal costs. It also covers any compensation awarded.

As an optional benefit you can also insure your building against subsidence, so you're covered for damage to your property due to landslip or movement of the ground beneath the building's foundations.

Landlord Buildings Insurance from Direct Line for Business gives you the choice to increase limits and extend your cover for an additional premium. Remember that home insurance isn’t designed for rental properties – you need landlords buildings insurance.

Our specialist claims handlers have helped thousands of landlords get their rental properties back in order, so they and their tenants can get on with their lives. If you make a claim, we’ll give you a dedicated claims handler to look after your claim from start to finish, so it'll get sorted with as little fuss as possible.

Plus, our flexible cover also allows you to add properties to an existing policy at any time, giving you one simple renewal date and a multi-property discount (minimum premiums apply). We also won't charge you any mid-term adjustment (MTA) fees for changing your policy, such as adding a property to it.

To find out more about landlord buildings insurance, and the cover we provide, take a look at this video: