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Nail Technician Insurance

Personalised nail technician insurance for your business.

or call us on 0345 301 4827


Quotes valid for 30 days

salon services

Celebrate your new nail technician policy with a £50 Salon Services gift voucher. Find out more here.

Cover for salon, home-based and mobile nail technicians

At Direct Line for Business, we appreciate how hard you work to keep your customers’ hands and feet looking and feeling good. And if you’re a pedicurist, manicurist or both, we work hard to provide you with the insurance you need.

Whether you’re doing mobile manicures, polishing nails on your own premises or sculpting them in a salon, you can create a nail technician insurance policy that’s just right for your business.

Using our new insurance tool, you can choose the policy features that you need and change them at any time without paying any admin fees. So you only pay for the cover that you need for your nail technician business.

Get a £50 Salon Services gift voucher when you take out any Hair and Beauty Insurance Policy

We’ve partnered with Salon Services to give you a £50 gift voucher when you take out any Direct Line for Business Hair and Beauty Insurance policy.

Here's how it works:

  1. Create your personalised policy.
  2. You will receive your £50 Salon Services voucher 30 days after your policy's start date.
  3. You can then use it as you wish in-store.
  • New customers only. One gift voucher per customer. Offer extended to 31st December 2017. Your Salon Services gift voucher will be sent 30 days after your policy start date. For full T&C's click here.

Read on to find out about some of the insurance features you can choose.

Our standard cover

  • Public and product liability insurance for nail technicians

    No matter where you work, in the course of your day a client could accidentally be injured or you could cause damage to their property. They could simply slip and hurt themselves while visiting you. You might even spill lotion on an expensive rug, causing damage to their home.

    Public and Products Liability Insurance covers claims for personal injury and damage to third party property made by members of the public. It’s designed to pay your legal costs and if you’re found to be at fault, compensation (up to the chosen limit) and the claimants’ legal costs.

Nail Technician Insurance – cover options

Here are some of the cover options available to you:

  • Nail treatments liability cover

    Our treatment liability cover insures you for any illness or injury caused by any of the manicure and pedicure services below, as long as you’re qualified to do them. For nail technicians, the cover will come with these standard treatments:

    • Applying nail extensions and nail coatings, such as varnishes and coatings cured using UV lamp
    • Applying nail art
    • Cutting and shaping nails

    You can add other treatments too. Find out more here or call 0345 301 4827

  • Theft of takings

    You can also get cover for theft of business money at home, at your salon or when you’re on the go. Maximum limits apply.

  • Employers' liability

    There are a few exceptions but if you have employees then by law you need to have Employers' Liability Insurance. It covers your legal costs if they suffer illness or injury in the course of their work for you. Click here to read a guide which provides details of who is an employee and which organisations are exempt for further details.

  • Call centres open Saturday and Sunday

    Busy making your clients look great Monday through to Saturday? Our call centres are also open weekday evenings until 8pm, 9am - 5pm on Saturdays, and on Sunday from 10am - 4pm.

    0% finance in the first year

    Plus, if you’d like to spread the cost of your policy in your first year with us you can pay monthly for your beauty insurance for no extra cost (Subject to status. 18s and over. 0% APR representative). There’s also no minimum premium amount for you to qualify for Direct Debit.

    No need to be a member of any guild or association

    Just starting out as a beauty therapist or beautician and want to get insured? You don't need to be registered with any associations or guilds to take out our Beauty Insurance. All we ask is that you’re appropriately qualified for the treatments you're carrying out.

Other hair and beauty professions we cover

Frequently asked questions