Nail technician insurance

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Included as standard when you buy or renew any of our business insurance policies. Document services and legal advice helpline are provided by DAS Legal Expenses Insurance limited

Cover for salon, home-based and mobile nail technicians

At Direct Line for Business, we appreciate how hard you work to keep your customers’ hands and feet looking and feeling good. And if you’re a pedicurist, manicurist or both, we work hard to provide you with the insurance you need.

Whether you’re doing mobile manicures, polishing nails on your own premises or sculpting them in a salon, you can create a nail technician insurance policy that’s just right for your business.

Using our new insurance tool, you can choose the policy features that you need and change them at any time without paying any admin fees. So you only pay for the cover that you need for your nail technician business.

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or call us on 0345 878 5606

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Read on to find out about some of the insurance features you can choose.

Our standard cover

  • Public and products liability insurance for nail technicians

    No matter where you work, in the course of your day a client could accidentally be injured or you could cause damage to their property. They could simply slip and hurt themselves while visiting you. You might even spill lotion on an expensive rug, causing damage to their home.

    Public and Products Liability Insurance covers claims for personal injury and damage to third party property made by members of the public. It’s designed to pay your legal costs and if you’re found to be at fault, compensation (up to the chosen limit) and the claimants’ legal costs.

Nail Technician Insurance – cover options

Here are some of the cover options available to you:

  • Nail treatments liability cover

    Our treatment liability cover insures you for any illness or injury caused by any of the manicure and pedicure services below, as long as you’re qualified to do them. For nail technicians, the cover will come with these standard treatments:

    • Applying nail extensions and nail coatings, such as varnishes and coatings cured using UV lamp
    • Applying nail art
    • Cutting and shaping nails

    You can add other treatments too. Find out more here or call 0345 878 5606

  • Theft of takings

    Theft of Takings covers cash or cheques stolen from you in transit, from a safe or on you while you’re working at other premises, such as your clients’ homes. Maximum limits apply.

  • Employers' liability

    There are a few exceptions but if you have employees then by law you need to have Employers' Liability Insurance. It covers your legal costs if they suffer illness or injury in the course of their work for you. Click here to read a guide which provides details of who is an employee and which organisations are exempt.

  • Personal accident

    Personal accident cover provides payment if anyone in your business between the ages 16-75 is unable to work because they've been injured in an accident, whether in a business or personal capacity.

    We'll pay a lump sum of £50,000 if there is an accidental death, accidental loss of limbs or sight, or if someone in your business becomes permanently disabled following an accident.

    If someone in your business is unable to work due to a temporary injury, then after 7 days we'll pay their normal net weekly earnings up to £500 for up to 104 weeks.

    You can choose Personal Accident as an add-on once you've completed your quote.

Get a quote
or call us on 0345 878 5606
  • Call centres open Saturday and Sunday

    Busy making your clients look great Monday through to Saturday? Our call centres are also open weekday evenings until 8pm, 9am - 5pm on Saturdays, and on Sunday from 10am - 4pm.

    0% finance in the first year

    Plus, if you’d like to spread the cost of your policy in your first year with us you can pay monthly for your beauty insurance for no extra cost (Subject to status. 18s and over. 0% APR representative). There’s also no minimum premium amount for you to qualify for Direct Debit.

    No need to be a member of any guild or association

    Just starting out as a beauty therapist or beautician and want to get insured? You don't need to be registered with any associations or guilds to take out our Beauty Insurance. All we ask is that you’re appropriately qualified for the treatments you're carrying out.

Insurance for hair and beauty professionals

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or call us on 0345 878 5606

Frequently asked questions