Nail Technician Insurance

Frequently asked questions

• QHow much is nail technician insurance?

  The cost of nail technician insurance depends on many factors. So rather than providing a potentially misleading average figure, we recommend getting a quick quote online or talking to one of our experts over the phone.

• QAs a nail technician, do I really need public liability cover?

  As a nail technician, whether home-based, mobile or working in a salon, you might assume the chance of an accident is minimal. But slips, trips and other mishaps do happen and cause injuries in UK places of business. Bearing in mind you’re working with corrosive substances and using sharp tools, an accident leading to a compensation claim could be very costly.

• QWould my policy cover me if I were sued for damaging a client’s nails?

  Damage to nails or cuticles caused by a treatment would not be covered by your public liability policy. So you’d need to add treatments liability cover to your policy if you wanted to be covered against these kinds of claims.

• QAm I covered against claims that a mistake I made gave a client an infection?

  If you have treatments liability cover and you’re covered for the particular treatment , you’d be covered for related claims. However, public liability would not cover you against these kinds of claims.

• QAre both manicures and pedicures covered in your treatments liability cover?

  Yes, our Treatments Liability cover would cover you for both manicures and pedicures if you’re qualified for the work you’re carrying out.

• QDo you provide student nail technician insurance?

  Yes, we do cover students. For treatments the students are performing, they must be under the direct and continuous supervision of someone who holds the relevant treatment qualification for it.

  If in doubt call 0345 303 1762 and speak with one of our insurance specialists.