Mobile Hairdresser Insurance

When you are a hairdresser on the go, insuring the tools and equipment needed to service your clients is very important. Tools such as hair straighteners, blow-driers and professional hair cutting scissors, can be expensive to replace if lost or damaged and can put a pause on your beauty business.

Our Business Tools and Equipment cover provides assurance that when you are travelling in between your clients and home, your livelihood is protected.

Employers' liability insurance is a legal requirement if you have employees. There are a couple of exceptions to this rule, which you can read more about here.

We cover you for £10 million, as standard. This covers the legal and compensation costs you are required to pay if an employee gets injured or becomes ill because of the work they do for you.

Do you rent a chair or space in a salon? Business Interruption covers the reduction in turnover or the costs you incur, if the property you work from becomes unusable due to an insured event such as flood or fire.

This does not include cover for loss of turnover due to injury or illness.

Peace of mind, if you experience a sudden and unexpected issue, which can cause damage to your home, makes it unsafe or uninhabitable, home emergency's 24-hour claims line means help is never far away. You'll have a certified contractor, such as plumbers, electricians, glaziers, locksmiths, or drainage engineers at your home within 4 hours of your claim being registered, to make the property secure or prevent further damage. In addition, you have access to gas engineers, pest control services and roofers, but these are not subject to the 4-hour response time. Extreme weather and remote locations may extend the response time.

Up to £1,500 inc. VAT per claim for call-out charges, labour costs and materials for insured emergencies, such as issues with plumbing, heating or pest infestations.

There's no excess to pay and no limit on how often you can claim.

You can add home emergency to a Direct Line business policy, so long as you run your business from home and have home buildings insurance, home contents insurance or business contents insurance on your policy. It is available on new and renewal policies, it can't be added during the policy term.

Home emergency isn't currently available on policies that include commercial premises.

For more information click here.