Public liability insurance for carpenters covers you if you or an employee causes injury to a member of the public, for example, if someone trips over tools left on the floor and gets hurt.
Public liability also covers you for accidental damage to property that you don't own. For example, if you accidentally cut through a water pipe when installing a customer's new worktop.
If someone decides to pursue a claim against you, public liability insurance will cover your legal fees and compensation costs. We can offer cover from £1 million to £10 million, depending on your business activities and requirements.
Many trade associations often require members to have public liability insurance. Similarly, many clients will also ask to see proof of your cover before hiring you for a job.
Excess per claim:
- Third party property damage - £250
- Third party property damage, heat & underground work - £500
- Third party property damage, escape of water - £500
- Third party injury - £0