We know that for a handyman every day is different. One day you could be painting a wall and putting up a blind, while the next day you could be fixing a tap, or even changing a lock.
If you're completing this sort of work in a customer's home or other premises, you'll need insurance. Thankfully Direct Line for Business Public Liability Insurance can be tailored to fit the varied nature of your work.
At Direct Line for Business, we cover over 150 different trades. For your handyman activities you can select up to seven different trades to include under your policy when purchasing your Public Liability Insurance.
If you need more than this or if you can't see what you're looking for then simply call us on 0345 303 1761, or speak with us via our online live chat facility, and we’ll see if we can help.
We also find that a handyman can often fall under the Building Maintenance or Property Maintenance trades. If those trades cover the work that you do then simply select them when creating your Public Liability quote.
Our cover insures your business against things you’re responsible for, as well as events outside your control. So if you, a partner, or an employee is responsible for an accident that causes injury or damage to a third party or their property, or someone makes a claim against you for compensation, you can protect your livelihood with as little hassle as possible.
Our policy includes £1m public liability cover as standard that can be increased. The policy is designed to pay compensation, which can include loss of earnings, future loss of earnings and damages awarded to the claimant. It'll also cover the legal cost in defending the claim and the claimants' legal costs that you incur if you're found to be at fault.
Our Public Liability cover also offers, as standard, access to the Direct Line for Business Legal Documents Service which provides unlimited online access to a large library of customisable legal documents. Plus you can have the documents you create checked by a solicitor. You’ll even have access to our free 24/7 legal helpline.
(Maximum 15 persons and 50 days worked in total by temporary employees. Available from 16 July 2017 for all Tradesman customers.)