As a handyman from job to job you could be painting a wall, putting up a blind, fixing a tap, or even changing a lock. Each day is different. If you're working in a customer's home or other premises, you'll need insurance. Direct Line for Business Public Liability Insurance is tailored to your work. Our cover insures your business against things you’re responsible for, as well as events outside your control.
Public liability insurance provides cover against claims made by members of the public and customers who have suffered injury or damage to property in connection with the business.
Our cover includes £1m public liability cover as standard that can be increased. The policy is designed to pay compensation, which can include loss of earnings, future loss of earnings and damages awarded to the claimant. It'll also cover the legal cost in defending the claim and the claimants' legal costs that you incur if you're found to be at fault.