In the event of a flood or fire covered by the policy at your holiday home, our buildings cover will pay for your repair costs or in the event of a total loss, the reinstatement of the property including the costs for debris removal and professional architect and engineers fees.
You can also insure your building against subsidence damage which is an optional benefit and additional cost. By adding subsidence cover, you will also be covered for damage due to landslip or heave, which is the movement of the ground supporting the building.
Please remember, failure to select the full reinstatement sum insured could result in the claims settlement being reduced.