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Professional Indemnity for Self-Employed Professionals

Covers against compensation claims for negligence or financial loss, including legal costs


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0345 878 5555

Get your advice covered

As a self-employed professional, you’ll undoubtedly be working for a range of different clients and customers across a variety of industries. All of whom will want only your best work to represent their business.

But if one of your clients feels that your advice has been negligent or caused any reputational or financial damage to their business, they could make a claim for compensation.

Even a simple mistake could result in a claim being made against your business, which could cause significant damage to both your financial health and the reputation of your business. So it’s important to make sure your professional work is insured.

Fortunately, Professional Indemnity Insurance for Self-Employed Professionals provides cover for professional indemnity claims including:

  • Loss of or damage to documents
  • Breach of professional duty
  • Unintentional breach of confidentiality

Do I need professional indemnity insurance if I’m self-employed?

Even if you feel that you’ve done nothing wrong, you will still need to prove so should a claim be brought against your business.

Often this means consulting a range of lawyers and experts to help you defend your business. All of whom can charge a sizeable fee for their services.

Without the right insurance, these are costs that you would have to cover yourself. Which means that making sure you have the right level of cover for your business is essential.

Although Professional Indemnity Insurance isn’t a legal requirement, many government bodies and larger companies will ask you to provide proof that you’re covered for this before they agree to work with you. So it’s important to make sure you’ve got the right cover for your needs.

What's covered as standard?

Professional Indemnity Insurance for Self-Employed Professionals from Direct Line for Business will pay out for any lawyers, experts or other legal costs accrued as the result of defending your business against a claim. These are payable in addition to the policy limit.

Direct Line for Business Professional Indemnity Insurance for Self-Employed Professionals provides cover for the following as standard:

  • Up to £2m Professional Indemnity cover
  • Compensation up to the policy limit that you choose
  • Cover for defence costs (these are payable in addition to the policy limit)
  • No admin fees for changes made during the policy period
  • Access to our free 24/7 legal helpline

All from £7.99 per month

(10% of customers paid this price November 2015 – April 2016)

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