We offer a range of cover types to deal with the different problems a landlord might face. These covers can be built into a single policy.
When you take out a residential landlord insurance with us, you can choose to include buildings insurance or contents insurance, as standard. Buildings Insurance covers structural damage to the building, damaged caused by escape of water, and damage to your boiler. Contents Insurance covers the furniture, free standing white goods and homewares you've left inside your property for your tenants to use.
If you take out commercial landlord insurance, you are required to take out Buildings Insurance.
If your tenants get into financial difficulties, and are no longer able to pay their rent, Rent Guarantee can cover your lost income. Meanwhile, Loss of Rent covers you if your property becomes uninhabitable due to an insured event, such as a fire or flood.
These are just some of the covers we offer. You can see a breakdown of our landlord insurance here, to see what might be useful for you.